1. Web Analytics: SEO/SEM, PPC, Email and Clickstream Debbie L. Johnsen January 28, 2014 Products and Services Mira Ness September 11, 2014

2. A Not-for-Profit financial institutionEXCLUSIVELY For the New York University Community. What is NYU Federal Credit Union? 2

3. A Credit Union is owned by members like You, unlike banks, which are usually owned by stockholders. This means, You have a choice in your credit union. What is the difference between a Credit Union and the bank? 3

4. Your savings at NYU Federal Credit Union are insured up to $250,000 just as same as at any other banks. Funds at NYU FCU are Insured by the NCUA, a U.S. government agency 4

5. NYU Federal Credit Union Offers: 5 Wise Use of Credit Cards and How to Choose the Right Credit Card. Understanding and Creating Your Credit Report. Smart Money Management: Budget Rent vs. Buy. Mortgage seminars and etc. Free Financial Seminars:

6. Loan Products 6 Mortgages: residential, commercial and investment properties up to $3,000,000. Home Equity Loans. Credit Card Balance transfer (no transfer fee) up to $50,000. Bill Consolidation Loan up to $45,000.

7. Loan Products 7 Holiday Loan - $3,000. Student Loans and Student Loan Consolidation up to $100,000. Small Business Loan up to $5,000,000.

8. Services 8 First Time Home Buyer Club- $7,500 Grant. Free Financial Education Seminars. Free Financial Consultations in person. Our customer service team

9. Services 9 Free mortgage pre- qualifications. Welcome Home Program. Insurance: Home, Auto and Travel And more… Apply at www.nyufcu.comwww.nyufcu.com

10. 10 Bank A Student MasterCard Rate17.24 % Annual FeeNone Grace Period 21 Days Fee’s $35 for late payments (and a rate increase to 29.99% for 6 months on balance and transactions) $35 for over limit Rewards Yes Bank B Everyday Visa 17.25 % None 25 Days $35 for late payments $35 for over limit No 8.99% None 25 Days $15 - $30 late payment depending on balance Yes

11. NYU FCU Visa Classic and Visa Gold Credit Cards 11 Fixed Rate of 8.9% on Visa Gold Card and 11.9 % Visa Classic Card. No Balance Transfer Fee No Annual Fee. Earn one mile for every dollar you spend. Automated Payment from your account.

12. Your credit union can help you with all your financial challenges. The New York University Federal Credit Union 12 NYU Federal Credit Union @NYUBanking www.nyufcu.com Remember:

13. Feel free to contact us 13 NYU Federal Credit Union @NYUBanking Mira Ness CEO mira.ness@nyu.edu Phone: 212-995-3171 Main Office NYU Federal Credit Union 14 Washington Place New York, NY 10003-6696 Phone: 212-995-3171 www.nyufcu.com