1. USING EFIC TO FUND YOUR NEXT CONTRACT 12 February 2015

2. We are a specialist financier that delivers simple and creative solutions for Australian companies – to enable them to win business, grow internationally and achieve export success.  Purpose is to support growth of Australian businesses exporting, operating internationally or involved in an export focused global supply chain  100% owned by the Government of Australia (AAA rating) Who is Efic ?

3.  We operate on commercial principles but different risk profile to banks  Fill ‘market gap’ when commercial finance unavailable/insufficient  The guarantee we provide is zero risk weighted  Our finance solutions are commercial  Efic takes performance risk What makes Efic different?

4. TRADITIONAL EXPORTERS Bonds Working Capital Guarantees Term Debt Project Finance COMPANIES INVOLVED IN GLOBAL SUPPLY CHAINS Bonds Working Capital Guarantees Term Debt Project Finance COMPANIES EXPANDING OFFSHORE Guarantees How does Efic assist ?

5.  Companies with minimum two years trading history  Prior Experience  Minimum funding requirement of $100,000  Reasonable financial performance  Has the support of the bank What type of SMEs can Efic assist?

6. Case study Customer: GCo is an electrical contractor that specialises in industrial contracting, electrical infrastructure, ongoing maintenance services and labour hire. Result: Our warranty bonds covered GCo’s contractual obligations, helping it deliver on one of its biggest projects. Need: GCo needed to supply warranty bonds for its contract with Karara Mining, which will produce magnetite iron ore for export. GCo Electrical Industry:Mining and mining services Country:Australia Product:Warranty bond Efic support:$900,000

7. Case study Customer: FIRM is a commercial construction contractor in the government, commercial, industrial, rail and mining sectors. Result: After a referral from FIRM’s bank, our bond facility helped to support this project and other mining-related contracts. Need: FIRM needed to supply a bond to support a contract to supply new facilities to a German mining machine manufacturer. FIRM Construction Industry:Construction Country:Australia Product:Bond facility Efic support:$5 million

8. Case study Customer: Radlink specialises in the supply and installation of communications systems for the mining, oil and gas industries. Result: Our revolving EWCG gave Radlink the working capital it needed to secure the first two contracts with BHP Billiton worth $11.8 million. Need: Radlink needed working capital to support anticipated contracts with major mining exporters like BHP Billiton, Rio Tinto and Fortescue Metals. Radlink Industry:Information, media and telecommunications Country:Australian company in a global supply chain Product:Export working capital guarantee Efic support:A$2 million

9. Leela Hanson State Director for SME – WA, SA and NT Phone: 08 9325-7872 Email: lhanson@efic.gov.aulhanson@efic.gov.au Tegan Davies Associate Director for SME – WA Phone: 08 6365-4102 Who to contact ?

10. This material (Information) has been prepared by Efic for information purposes only. It is in summary form and is therefore not necessarily complete. It is not an offer by Efic to make available to any party any of the financial products referred to in the Information (Products) and the Information must not, in any way, be construed as specific or general advice in respect of any Products. A person or entity should seek their own advice as to the suitability of any Products for their own financial or tax circumstances. Whilst reasonable care has been taken to ensure that the Information is not untrue or misleading, no representation is made as to its accuracy or completeness and no liability is accepted for any loss arising from reliance upon the Information. In accordance with applicable exemptions, Efic is not required to hold an Australian financial services licence nor is it regulated by the Australian Prudential Regulation Authority in connection with any of the Products. Disclaimer