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1 Brighten Your Retirement Outlook Transition with Ease.

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Presentation on theme: "1 Brighten Your Retirement Outlook Transition with Ease."— Presentation transcript:

1 1 Brighten Your Retirement Outlook Transition with Ease

2 2 Introducing Transamerica Retirement Services Effective [date] New service provider for [ABC Organization Retirement Savings Plan] Transamerica or Transamerica Retirement Services refers to Transamerica Retirement Services Corporation, which is headquartered in Los Angeles, CA.

3 3 Why Transamerica Retirement Services Retirement plan and investment provider for over 70 years 1 with our affiliates More than $20 billion 2 in assets under management More than 700,000 2 plan participants ¹Transamerica or Transamerica Retirement Services refers to Transamerica Retirement Services Corporation, which is headquartered in Los Angeles, CA. The Transamerica Advisor Series II plan administration services are provided by Diversified Retirement Corporation and funds are distributed by Diversified Investors Securities Corporation. Investors should consider the investment objectives, risks, and charges and expenses of the fund carefully before investing. The prospectus for each fund contains this and other information about that fund. For copies of any prospectuses, please call (877) 234-9293. Read each prospectus carefully before investing. 2 As of December 31, 2011.

4 4 When does the transition begin? It’s already in progress Plan assets and records will be transferred on [date] Entire transition will be completed [month/week here]

5 5 How the transition works For new contributions, investment allocations, and existing balances: Automatically transferred Completely hands free

6 6 BLACKOUT PERIOD How the transition works For entire plan: No account changes No transfers, loans or withdrawals Transition notice

7 7 What happens to your account Stays fully invested Keeps your investment elections; credits/gains, debits/losses Deducts contributions from paycheck

8 8 What happens to your account Your account will be invested in the default investment choice selected by your employer

9 9 What happens to your account Your account balance will be invested in the default fund selected by your employer. Simply enroll to continue your contributions; and Choose your investment allocation

10 10 Where to go for more information www.TA-Retirement.com/myconversion [Site ID] Latest news and information Access to your retirement plan and investment choices Special website customized for your plan

11 11 How conversion works What happens to your account balance What, if anything, you need to do How to stay informed Newsletter with details about conversion Look for login for conversion site in newsletter.

12 12 What happens to account statements Quarterly account statements Reduce clutter with e-statements; sign up at www.TA-Retirement.com You’ll receive:

13 13 How the investment options change All investments involve risk, including loss of principal and there is no guarantee of profits. Investors should carefully consider their objectives, risk tolerance, and time horizon before investing. The prospectus contains additional information about the funds, including the investment objectives, risks, charges and other expenses. You should read and consider such information carefully before making your investment choices. New funds will be introduced: Available for transfers/contributions after blackout period ends Some funds will be replaced: Similar in investment objective Similar in investment composition “Fund mapping” Fund A Fund B Fund C Fund D Fund B Fund E Fund F >

14 14 If you have a loan All loans transferred to Transamerica Repayments continue as normal with payroll deductions

15 15 What to do about beneficiaries Current beneficiary information will not transfer to Transamerica Fill out form or update online Get spousal consent Review and update periodically

16 16 Get a clear outlook on retirement Retirement Outlook lets you monitor your progress toward a funded retirement. Important: The projections or other information generated by RetireTrack regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results derived from the RetireTrack tool may vary with each use and over time. Please visit RetireTrack for more information regarding the criteria and methodology used, the tool’s limitations and key assumptions and other important information. Available at www.TA-Retirement.com

17 17 Save more automatically with SaveXpress SM Choose the amount and timing of your increase Sign up at www.TA-Retirement.com You should evaluate your ability to continue the SaveXpress service in the event of a prolonged market decline, unexpected expenses, or an unforeseeable emergency.

18 18 Streamline investing with PortfolioXpress ® One-step investment approach based on selected retirement year and risk preference Automatically rebalances Uses more conservative investment mix over time No additional cost PortfolioXpress® is a registered service mark under license to Transamerica. PortfolioXpress presents a series of asset allocation models up to and through a designated retirement year. You are solely responsible for choosing the retirement year. In implementing the service, you agree to each of the asset allocation mixes and automated rebalancing transactions that will take place over time within your account as you approach the selected retirement year. If you sign up, you should carefully review the service agreement for additional information regarding fees and other terms and conditions that may apply to this service. Retirement date portfolios are subject to the same risks as the underlying asset classes in which they invest. The higher the portfolio’s allocation is to stocks, the greater the risk. The principal value of the portfolio is not guaranteed at any time, including at and after the target date.

19 19 What you need—and don’t need—to do If you’re not participating yet: Join the plan after conversion. Go to www.TA-Retirement.com If you already participate in your plan: No need to re-enroll Contributions and fund choices are automatically transferred

20 20 How you can access your account after conversion is complete At www.TA-Retirement.com By phone at TransDirect® On your own: with Diversified’s RetireTrack ™

21 21 Access tools and resources More help for managing your account NewsletterPodcasts Online videos Retirement planning calculators Transamerica Retirement Services' communication materials have received awards from various organizations, including the Awards for Publications Excellence (“APEX”) in 2011; AVA Awards in 2011; Communicator Awards 2011; DALBAR, Inc. in 2011; Hermes Creative Award in 2011; Insurance and Financial Communicators Association 2011; LACP Magellan Awards in 2011; MarCom Awards in 2011; Mutual Fund Education Alliance ("MFEA") STAR Awards in 2011; and Telly Award in 2011. For more information please refer to the website www.TA-Retirement.com.

22 22 Disclosure slide Plan-related recordkeeping and administration services are provided by Transamerica Retirement Services Corporation ("Transamerica" or "Transamerica Retirement Services"), which is headquartered in Los Angeles, CA. The investment choices are available through a contract issued by Transamerica Financial Life Insurance Company ("TFLIC"), TA-AP-2001-CONT, or Transamerica Life Insurance Company ("TLIC"), TGP-439-194, TGP-416-192/194, TGP-430-192/194, CNT-TALIAC 05-02, or CNT-TLIC 10-05. Transamerica is an affiliate of TFLIC and TLIC. TFLIC is not authorized and does not do business in the following jurisdictions: Guam, Puerto Rico, and the U.S. Virgin Islands. TLIC is not authorized in New York and does not do business in New York. Contract form and number may vary, and these investment choices may not be available in all jurisdictions. Fees and charges may apply. Certain limitations on the number of investment choices for your plan will still apply. For complete information, contact your Transamerica representative.. Transamerica Retirement Services and its representatives cannot give investment, ERISA, tax, or legal advice. This material is provided for informational purposes only based on our understanding of material provided and should not be construed as ERISA, tax, or legal advice. Clients and other interested parties must consult and rely solely upon their own independent advisors regarding their particular situation and the concepts presented here. Although care has been taken in preparing this material and presenting it accurately, Transamerica Retirement Services disclaims any express or implied warranty as to the accuracy of any material contained herein and any liability with respect to it. Transamerica Financial Life Insurance Company and Transamerica Life Insurance Company are affiliates of Diversified Investors Securities Corp. Securities are offered by Diversified Investors Securities Corp. (DISC), 440 Mamaroneck Avenue, Harrison, NY 10528. Transamerica Retirement Services does not provide investment advice. Clients and other interested parties must consult and rely solely upon their own independent advisors regarding their particular situation. Transamerica Retirement Services does not act as a fiduciary.

23 23 How the transition works For existing balances: May not be automatic May remain with current provider unless you consolidate Transfer to Transamerica at consolidate@transamerica.com For new contributions: Automatic and hands free contribution amounts continue as you specified

24 24 Why consolidate your account with Transamerica Review the fees and expenses you pay, including any charges associated with transferring your account, to see if consolidating your accounts could help reduce your costs. Be sure to consider whether such a transfer changes any features or benefits that may be important to you. Simplify retirement planning Have greater control over assets/costs Avoid overlapping investments One consolidated account One convenient website Maintain investment strategy easily

25 25 What happens to account statements Quarterly account statements You’ll receive:


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