2. Club Info Meetings are every other week* Listserv email will be sent out one or two days prior to each meeting to inform members of events and/or meeting agenda First investment challenge begins today!

3. www.virtualstockexchange.com Check out website Other useful and interesting sites include: www.nyse.com, www.ameritrade.com, www.etrade.com, www.fool.com, www.bloomberg.com, and www.wsj.com www.nyse.comwww.ameritrade.com www.etrade.comwww.fool.com www.bloomberg.comwww.wsj.com Competition ID: UVMinvest Password: UVMinvest

4. Internship Opportunities Merrill Lynch – Looking for four or five interns, apply within American Express in Braintree, MA is looking for seniors interested in applying for jobs. There is also a possible internship opportunity. Andrea M Stackland-Winterer will be here Nov. 14 th and 15 th in Kalkin Be sure to contact “big name” summer internship providers now Resume deadline for major companies in NYC and elsewhere is usually around December (for summer)

5. Recent News Warren Buffett knows his stuff Consumer confidence in markets is at a 9-year low, according to the consumer confidence Index. Upcoming engagement with Iraq, bad job market, and the consistent decline of the financial markets are said to be blamed. The DOW fell more than 150 points in reaction. The consumer confidence index is based on a survey of around 5,000 households.

6. Upcoming Events Begin watching Wall Street Investment Challenge starts Oct. 30 th, ends Dec. 4 th Visit local financial institutions – ML, AGE, American Express… ect. Possible Guest speakers in November Check out website and newsletter from listserv to keep up-to-date

7. Some info on Investment: A quick overview of terms, process, and strategy

8. Common Jargon Bull market: A continuous rise in the market. Bullish: an optimistic outlook on the market or a company/sector Bear market: A continuous drop in the market (usually of 10% or more) Bearish: pessimistic with regard to the market or a particular stock Blue-chip stock: reliable, large companies, usually part of the Dow (Coca-Cola) Closing price: The last price a stock was at during the closing of the markets Common stock: security representing partial ownership in a public or private corporation DJIA (Dow): oldest U.S. market index – representative of the average in price movements of the top 30 companies that most accurately reflect the economy as a whole. S&P 500: Standard & Poor’s index of the 500 largest publicly traded companies in the U.S. - thought of as the best measurement of the overall stock market NYSE: New York Stock Exchange – The oldest and largest stock exchange in the U.S. comprised of traders from many of the top firms Russell 2000: index that servers U.S. small cap stocks NASDAQ: National Association of Securities Dealers Automated Quotation – An index that includes the Nasdaq 100 – the top 100 largest companies (mostly tech.) – can also be bought as a single stock: AMEX: QQQ Federal Reserve: Central bank of the U.S. overseeing money supply, interest rates, and credit through a seven-member board. For the most comprehensive list, go to www.fool.com/school/Glossary.htmwww.fool.com/school/Glossary.htm

9. Strategy Track management Monthly/Yearly reports Calculating ratios and logical/mathematical information Trends and sector improvement or decline Research, research, research. Warren Buffett style – playing it safe

10. Chance Be prepared for the unpredicted. Investing is gambling for most The best way to “win” is through long-term investment, allowing your investment to grow through all economic ups and downs