1. PJSC CB PRIVATBANK Karina Demchenko IE-10a Alfred Nobel University Dnipropetrovs’k, Ukraine

2. Outline: 1.Brief characteristic 2.Market position 3.Functions of Treasury department 4.Completed tasks during practice 5.Recommendations

3. PrivatBank is the largest commercial bank in Ukraine, in terms of the number of clients, assets value, loan portfolio and taxes paid to the national budget.

4. Main bank’s operations: 1.Non-commercial operations with currency values. 2.Maintenance of customer accounts in national currency of Ukraine and foreign currency. 3.Cash transactions in foreign currency. 4.The opening of correspondent accounts. 5.Involvement, placement and trade of precious metals in the exchange market of Ukraine and international markets.

5. Annual report (2012) of Privatbank (official site of Privatbank)

6. Functions of Treasury department The treasury department is responsible for balancing and managing the daily cash flow and liquidity of funds within the bank. The department also handles the bank's investments in securities, foreign exchange, asset management and cash instruments.

7. Functions of Treasury department 1.Raising Equity capital 2.Investing surplus funds 3.Dealing operations 4.Analyzing

8. Strategy “ Cost-Income” per each of the staff (%) below plan plan over plan UkraineRussia Latvia Georgia Annual report (2012) of Privatbank ( official site of Privatbank)

9. Completed tasks during practice Acquaintance with banking system, obligations of Treasury department, functions of the department of correspondent relations, types of SWIFT- Messages. Making a deal on trading platform “ Reuter” according to the current exchange rate Note down already made deals of other staff into special interbank system

10. Completed tasks during practice Acquaintance with the opening of correspondent accounts (Nostro, Loro) Training of sending SWIFT-messages and selection of the route of payment Visiting the front office of Privatbank (receiving client’s applications)

11. Recommendations 1.Train managers to work at tills during busy periods. 2.Check that people have money before offer them credit. 3.Pay people to bank with them. 4.Reducing the cost of credit. A good bank is one which: Lends to those who others don’t lend to and does not lend to those everyone else lends to Strikes the right balance between efficiency and safety

12. Thank you for your attention!!!