1. Aadhaar Enabled Payment System(AEPS) for Accounts in India Post

2. WHY A New System was Needed?
At any point of time Accounts in Head Post Office(HO), Sub Post Office and Branch Post Office were not in Sync in the existing system.
FTO is updated in customers account at HO and the data travels to the SO manually.
There is a time lag of 7-15 days for information to be reflected in all three offices (HO-SO-BO).
Non reflection of Transactions at all the three Offices in real time.
Large number of MANREGA and NSAP beneficiaries are having accounts only in post offices.

3. Solution
Each BO/SO will be provided with Terminals (Capable of capturing finger print and other information including Aadhaar)
HO would get their computers connected to a central Server being maintained by JAPIT exclusively for this.
Terminals connected to AEPS would enable them to work as Banking Correspondence to India Post.
Mobile number can be used in place of Aadhaar for conducting transactions in conjunction with OTP for authentication.

4. Solution contd..
All transactions(Deposit/Withdrawal/Transfer) will be Aadhaar/Mobile Based.
Aadhaar/Mobile to Account Conversion and Authentication of the customer will be achieved in the aforesaid server.
Aadhaar/Mobile need to be seeded in the JAPIT Server as well as HPO

5. Major Highlights:
Payment of MNREGA, NSAP, and other benefits by using Aadhaar Based Authentication and Open Source Softwares

6. Aadhaar / Mobile Seeding
Features:
India Post AEPS
Deposit
Peer to Peer Transfer
Withdrawal
Balance Enquiry
Operator Auth
Beneficiary Auth
Aadhaar / Mobile Seeding

7. ADVANTAGES SMS Alert on Deposits/FTO
Fraudulent Transactions eliminated
Payment is made to genuine beneficiary.
No Additional Manpower Needed

8. Existing Manual Process

9. India Post Solution Overview

10. Challenges

11. Android Application Features

12. Operator Login

13. Transaction Screen

14. Withdrawal Transaction

15. Withdrawal Wait Screen

16. Withdrawal Result Screen

17. Deposit Transaction Screen

18. Deposit Transaction Wait Screen

19. Deposit Transaction Response Screen

20. Fund Transfer Screen

21. Fund Transfer Wait Screen

22. Fund Transfer Response Screen

23. Seed Aadhaar Screen

24. Seed Aadhaar – KYR Screen

25. MIS

26. Home Page

27. Stats By HO

28. Admin Dashboard

29. Terminals

30. Transactions

31. Transaction Summary By HO

32. MIS User Roles

33. MIS Role Permissions

34. Sync Status

35. MIS Features Commission Calculation for India Post
Monitoring of Active/Inactive Devices.
HO/SO/BO - District/Block/Panchayat performance Monitoring, in terms of transaction count and amount
Device Wise Transactions
Real time Transaction Count Ticker at Homepage
Transactions Filterable by Mobile or Aadhaar Transactions.

36. Role of RDD Timely generation of FTO.
Seeding of Beneficiary's Aadhaar to his/her Postal Accounts/Scheme Database.
Seeding of Beneficiary's Mobile No. to his/her Postal Accounts/Scheme Database.

37. Thank You!