9. Debt’s Danger Signs Proverbs 22:7 “The rich ruleth over the poor, and the borrower is servant to the lender”

10. Debt’s Danger Signs Late Paying Bills Don’t Know the Total of All Your Debt Credit Cards are Near the Limits Considering New Debt to Pay Off Old Debt Minimum Payments are the Rule Rather than the Exception Your Mailbox is Full, with Past Due Notices You Don’t Think You Can Exist Without Debt

12. Steps To Get Out of Debt Set It As a Goal Cut Up Most of the Cards Buy With the Green Pay Off Low Balance Debt Stop Using Debt to Buy Things Repair Don’t Replace Admit it, You’ve Got a Debt Problem

13. Steps to Get Out of Debt Double Up On Some Payments Avoid Buying New, Buy Used Review All of Your Expenses Keep a Budget Use All Raises for Debt Reduction Become a Tight Fisted Consumer Reduce “Extras” and Entertainment

14. The Bondage of Debt

15. Pay Off Your Charge Cards No Where Can WE Earn 18 to 23 % Minimum Payments Can Take Up to 30 Years Take Money From All Sources to Pay Cut-Em Up!!!

16. Eliminate All Consumer Debt Pay Off the Stereo, Appliances, Stuff Don’t Buy New on Credit Pay Off The Car and Keep Making the Payments Do Without for a While If it’s a want, only buy with cash (per your budget)