1. Finnish banking in 2010

2. Source: Bank of Finland, Reuters, 1 March 2011 ECB key interest rate and market interest rates 5 April 2011 2

3. Euro-denominated loans to public; market shares 31 Dec 10 33.0% 30.9% 11.9% 4.8% 3.9% 3.2% 2.0% 1.3% 0.8% 8.1% incl. Danske Helsinki Branch 3 Source: The banks/banking groups have agreed that the Bank of Finland provides these figures for the Federation of Finnish Financial Services annually for publishing. 5 April 2011

4. Euro-denominated deposits from the public; market shares 31 Dec 10 32.5% 32.3% 12.6% 5.1% 3.2% 3.1% 3.0% 1.3% 1.2% 8.1% incl. Danske Helsinki Branch 4 Source: The banks/banking groups have agreed that the Bank of Finland provides these figures for the Federation of Finnish Financial Services annually for publishing. 5 April 2011

5. Number of deposit-taking banks' employees and branches 5 Source: banks5 April 2011

6. Banking groups operating in Finland on 31 Dec 2010 (1) Finnish banksBanksTotal assets, €million Employees (group) Branches (deposit banks) OP-Pohjola Group 21683,969 12,504554 Nordea Bank Finland 1286,086 10,005327 Sampo Bank 1) 126,158 2,661121 Aktia 2) 111,019 1,42374 Savings banks 347,316 1,293214 Bank of Åland 3) 13,475 74228 POP Bank Group 384,321 735143 Evli Bank 1 2803 S-Bank Ltd 12,688 2141 FIM Bank 4) 1 2067 Tapiola Bank 11,621 16863 Hypo 5) 1661 261 eQ Bank 6) 148 40 SEB Gyllenberg Private Bank 7) 1 01 Total Finnish banks29930,2611,537

7. Banking groups operating in Finland on 31 Dec 2010 (2) Branches of foreign banksBanksEmployees (group) Branches (deposit banks) Svenska Handelsbanken AB (publ), Branch Operation in Finland 1 66245 Skandinaviska Enskilda Banken AB (publ) Helsinki Branch 1 2841 Danske Bank A/S, Helsinki Branch 1) 1 2221 Forex Bank 1 6611 Nordnet Bank 6) 1 551 Carnegie Investment Bank AB, Finland Branch 8) 1 491 Swedbank AB (publ), Branch in Finland 1 331 Royal Bank of Scotland public limited company, Finnish Branch 1 171 DnB NOR Bank ASA, Branch in Finland 1 171 Deutsche Bank Aktiengesellschaft, Helsinki branch 1 151 Citibank International plc, Finland Branch 1 141 Crédit Agricole Corporate and Investment Bank Helsinki Branch 9) 1 121 EFG Bank AB Finnish Branch 1 31 BIGBANK AS Finland Branch 1 101 Total foreign banks’ branches141,45968 TOTAL31331,7201,605

8. Finnish financial institutions' euro-denominated loans to households and non-financial corporations 8 Source: Bank of Finland5 April 2011

9. New home loans granted to households by banks 9 Source: Bank of Finland5 April 2011

10. Credit portfolio of finance houses * 31 December * FFI Members 10 5 April 2011

11. Saving and investment 11 Sources: Bank of Finland, Federation of Finnish Financial Services, Investment Research Finland 5 April 2011

12. Division of fund assets in Finland 12 5 April 2011

13. Margin between loan and deposit interest rates Source: Bank of Finland 13 5 April 2011

14. Net interest income / profits, % 31 Dec 10 14 Source: banks’ annual reports 5 April 2011

15. Profits and losses of banking groups 5 April 2011 15 Source: banks’ annual reports