2. DEPARTMENT OF COMPUTER SCIENCE PRESENTENTED TO: SIR MUHAMMAD IMRAN HANIF PRESENTED BY: MUHAMMAD FAISAL RAO BSIT-07-49 (2007-2011)

3. PRESENTATION ON BUSINESS COMMUNICATION

4. HISTORY OF FAYSAL BANK In 1995 as a locally incorporated Pakistani bank under the present name of Faysal Bank Limited. On January 1, 2002, Al Faysal Investment Bank Limited, another group entity in Pakistan, merged into Faysal Bank Limited.

5. STRENGTH It resulted in a larger, stronger and much more versatile institution. In fact it has the highest share capital amongst private banks in Pakistan. The largest in terms of equity

6. INTRODUCTION TO FAYSAL BANK Licensed by central bank of bahrain Faysal Bank Limited is a full service banking institution. Offering consumer, corporate and investment banking facilities to its customers.

7. AREA’S OF FAYSAL BANK The Bank’s widespread and growing network of branches in the four provinces of the country. Azad Kashmir, together with its corporate offices in major cities, provides efficient services in.

8. SHARE HOLDER The majority share holding of Faysal Bank Limited is held by Ithmaar Bank

9. OUR VISION To be the bank of first choice with the highest ethical principles as our guiding force

10. OUR MISSION To excel in providing innovative, value based banking solutions to meet changing needs of customers and to strengthen the image of trust and reliability

11. BOARD OF DIRECTORS Ziad H. Rawashdeh Chairman Naved A. Khan President & Chief Executive Graham Roderick Walker Director Mohammed A. Rehman Director Sanaullah Qureshi Director Shahid Ahmad Director Tariq Iqbal Khan Director

12. Consumer Loan Auto Loan Housing Loan Faysal Finance( Personal Loan)

13. House Financing Repute of Customer CIB Report (Credit Information Bearue) Credit history of customer Current borroying

14. House Loan There are four types of house loan In Faysal Bank  Buy-A-Home  Home Renovation  Construction  Buy-A-Plot + Construction

15. Housing Area Planned and U-walled colony area is proffered Inside city and gates there are no financing

16. Terms Valuation of Plot or house Financing period Min 3 Years Max 20 Years  State Bank declarers 20 Years  Propose max 70% Finance of the value  14%=IRR ( International Rate of Return)  Min loan amount is 1 Million & Max 50 Million

17. Formal procedure of Loan Min income level should be 35000 Area of financing Application form, other Document Verification Final approval for loan from Head office Karachi