2 Importance of shg bank linkage portal Data is sourced from the CBS source of the Banks on a monthly basis – most dynamic data available in the countryPresent a correct picture of the SHG-BANK linkage in the country – minimizing the layeringThe data can be used by all the stakeholders - Banks, SRLMs, NRLM and NABARDFor Credit Planning, Review and Augmenting the SHG-bank linkageTo Monitor SHG Bank linkage progress on monthly basis.Operationalization of Interest Subvention scheme in category II districts
3 Agency-wise SHG Bank Loans to SHGs (Year wise outstanding) Sl. NoAgencyLoans Outstanding against SHGs - Position as on1Public Sector2Pvt. Sector3RRBs4Coop. BanksTotalSource of data: Microfinance report published by NABARD
4 Master circular on data sharing – by rbi (rpcd. gssd. co. no Every bank to share data on SHGs as per the template prescribed by NRLM.The data must directly come through CBS and must be transferred electronically to the NRLM server
5 DATA SHARING Template -1 Loan dataSHG Loan A/c NoType of Loan (TL/CC)Loan Amount (for TL) / DP (for CCL)Date of Loan/ Date of ReviewRepayment holiday/ MoratoriumROINo of InstalmentsInstalment amountRepayment Frequency (M/Q/H/Y)Name of the SHGVillageBlockDistrictPIN codeSB Account NoSB A/C Opening dateIFSC CodeAvailed capital subsidy-(SGSY)123456789101112131415161718YN
6 DATA SHARING Template -2 Statement of AccountLoan A/C NoTransaction DateParticularsDebitCreditClosing BalanceBranch Code or IFSC1234567
7 File Format: Flat Files in Text Mode with “|” pipe symbol as column separator Date FormatDate Format across the whole system should be YYYY-MM-DDFile Naming Convention<Bank_Name>~<MMMYYYY>~<LOANS><Bank_Name>~<MMMYYYY>~<TRANS>MMMYYYY is the month of the transactions for which the file is being sent<Loan> and <Trans> are the type of data sent in the file<Loan> - Loan Details<Trans>-Transactions related to the Loan OGB~DEC2014~4. Data Sharing Mode: FTP With Credentials shared by NRLM5. File will be processed only if it satisfies all the criteria given in the Format, else the file will not be processed and the information will be passed with the File Name through automated mailing system to corresponding bankers.
8 Data Sharing – Flow Chart Loan Info. SharingFetch InformationSanction DetailsBankBankTSP databaseBank ServerNRLM ServerAcknowledgement to SHGRequest send to BankInternetAccessing ReportsSHG Request loan to BankNRLM Website
10 The reports are available a) Bank wise b) geographic wise 1. For all the Banks2. For all the Banks in the state3. For all the Banks in the District4. For all the Branches in the Bank.5. For all the SHGs in the Branch.Geographic wise:1. For all the states2. For all the districts in the state3. For all the blocks in the district4. For all the SHGs in the block.