2.  has been in the insurance business for 3 decades  formerly owned by GE (General Electric of USA)  ranked #1 in 2006-2011 among 37 life insurance companies in the group health business (Source: Insurance Commission)  one of the only four life insurance companies in the Philippines that has composite license  has a proven track record of profitability; its premium revenue is growing faster at 26% cumulative annual growth rate than the insurance growth at 18%  has Php 300 million paid up capital that is two times the minimum required paid up capitalization by the Insurance Commission  majority owned by Maybank ATR Kim Eng Financial Corporation, a leading financial services company listed on the Philippines Stock Exchange about AsianLife

3. Plan of Insurance  Group Life Insurance  Total and Permanent Disability

4. Eligibility Age All regular, full-time, regular part-time, fixed term and probationary employees who are between 18 to 64 years old are eligible to participate. TERMINATION: Life:70 th birthday TPD:65 th birthday

5. No Evidence Limit : 2,500,000.00 Amount of Insurance CLASSIFICATIONLIFE TOTAL & PERMANENT DISABILITY EXECUTIVES 24 x Monthly Basic Salary (Minimum of 3M) 24 x Monthly Basic Salary (Minimum of 3M)

6. No Evidence Limit : 2,500,000.00 Amount of Insurance CLASSIFICATIONLIFE TOTAL & PERMANENT DISABILITY Senior Managers 24 x Monthly Basic Salary (Minimum of 1.5M) 24 x Monthly Basic Salary (Minimum of 1.5M)

7. No Evidence Limit : 2,500,000.00 Amount of Insurance CLASSIFICATIONLIFE TOTAL & PERMANENT DISABILITY Junior Managers 24 x Monthly Basic Salary (Minimum of 1M) 24 x Monthly Basic Salary (Minimum of 1M)

8. No Evidence Limit : 2,500,000.00 Amount of Insurance CLASSIFICATIONLIFE TOTAL & PERMANENT DISABILITY Supervisors 24 x Monthly Basic Salary (Minimum of 750,000) 24 x Monthly Basic Salary (Minimum of 750,000)

9. No Evidence Limit : 2,500,000.00 Amount of Insurance CLASSIFICATIONLIFE TOTAL & PERMANENT DISABILITY Rank & File 24 x Monthly Basic Salary (Minimum of 500,000) 24 x Monthly Basic Salary (Minimum of 500,000)

10. Self Destruction In case of death of the insured by self-destruction within one (1) year from the Date of Effectivity or date of latest reinstatement of his insurance, the pertinent provisions of the Insurance Code, as amended, shall apply. Where death by self-destruction is not compensable.

11. Group Life This plan provides a life insurance coverage, renewable every year. The insurance is payable in case of death of the insured from any cause of death to the designated beneficiaries upon presentation of proof of death subject to the terms of the policy. Group Living Benefit – pays 50% of the amount of insurance if the insured is diagnosed to be terminally ill and has life expectancy of 12 months or less as certified by a qualified physician. (max. of 2,000,000.00)

12. Self Destruction In case of death of the insured by self-destruction within one (1) year from the Date of Effectivity or date of latest reinstatement of his insurance, the pertinent provisions of the Insurance Code, as amended, shall apply. Where death by self-destruction is not compensable.

13. Total & Permanent Disability Defined as disability resulting from illness or accident which prevents the insured from engaging in any business or occupation for compensation, profit or gain. It is presumed to be permanent and will continue during the remaining lifetime of the insured The amount of insurance under this benefit shall be paid to the insured in a form of Lump Sum.

14. The amount of insurance under this benefit shall be paid to the insured in a form of monthly pension subject to the following: 1.He insured has not attained his 65 th birthday 2.The disability has been continued uninterruptedly for a period of six months; 3.The insured has been separated from employment because of the total and permanent disability 4.The insured has not converted his insurance coverage into an individual plan. Total & Permanent Disability

15. Designation and Change of Beneficiary An insured individual shall designate his beneficiary or beneficiaries not disqualified by law upon becoming insured. Unless the designation of the beneficiary(ies) is irrevocable, he may, from time to time, change his beneficiary or beneficiaries by filing a written notice. If no beneficiary is alive on the date of the Employee ’ s death, or is the Employee fails to designate a beneficiary, or the designated beneficiary is disqualified as ordered by law, the insurance proceeds shall be payable to the first surviving class of the following order of classes of beneficiaries deemed named by the Employee:

16. Designation and Change of Beneficiary The deceased Employee’s (1) widow or widower; (2) surviving, legitimate, legitimated, legally adopted and recognized natural children; (3) surviving illegitimate children without distinction; (4) surviving parents (5) surviving brothers and sisters of the full blood; (6) surviving brothers and sisters of the half blood; or (7) executors, administrators or assigns.

17. How to File a Claim Death Claim From Checklist  Claimant’s Statement 4 This form must be accomplished and signed by beneficiary/beneficiaries designated by the insured in the Group Application Form  Attending Physician’s Statement 4 This form must be accomplished and signed by the Physician, in his own handwriting, who attended to the deceased during his illness.  Statement Of Identifying Witness 4 This form must be accomplished and signed a person acquainted with but not related to the deceased and who has no interest in the claims proceed.  Policyholder’s Statement 4 This form must be accomplished and signed by the authorized officer/signatory of the Policy holder.

18. Other Requirements  Death Certificate  Birth and/or Baptismal Certificates  Marriage Contract  Letter of Guardianship  Affidavit of Guardianship  PC/Police Investigation Report  Autopsy Report/Post Mortem Findings