1. Malta – the Mediterranean’s best kept secret Patrick Xuereb | October 2014

2. Who we are

4. Frank Salt Real Estate Ltd  14 regional branches throughout Malta and Gozo.  Team of 100+ consultants and support staff.  Sales and letting of residential and commercial property.  Established in 1969 – now celebrating 45 th year anniversary.  Ancillary services include Home Interiors consultancy, Property Maintenance and Management and Property Valuations.

5. Frank Salt Real Estate Ltd  Excellent working relations and affiliation with all professionals in the real estate field.  Reputation of trust and first class service standards.  Comprehensive database of residential and commercial properties for sale and to let.  Dynamic website and presence on social media.  The number one choice for foreign nationals looking at buying property in Malta.  One-stop-shop approach for foreign nationals, including assistance with relocation.

6. Frank Salt Real Estate Ltd  Ongoing international presence through online marketing, participation in international exhibitions, roadshows and seminars, PR and communications.  A network of 36 associates and representatives worldwide.  Awarded as Best Real Estate in Malta at the International Property Awards for 2005, 2006, 2007, 2011 and 2014.

7. Frank Salt Real Estate Ltd

9. A lifestyle choice

10. Why Malta?  Great all year round weather.  Very friendly and hospitable people.  Very easy integration within local communities.  Practically crime free and very safe to live in.  EU Member country offering political stability.  Malta became part of the Schengen zone in 2007.

11. Why Malta?  English and Maltese are the official languages of the Islands and all Maltese speak English fluently. Other languages also commonly spoken.  Excellent national and private hospital and medical services.  Easy to get help and services.  Top tourist destination.  Excellent social life for all age groups and a large selection of top quality restaurants and cafes with diverse cuisine.

12. Why Malta?  Surrounded by crystal clear seas and several sandy beaches.  Very good sporting facilities, including an 18-hole golf course, world class diving, sailing and other water sports.  Abounding with 7000 years of history and cultural life.  Excellent schooling to above UK standards in English speaking schools and University.  No rates or Council taxes are charged in Malta.

13. Why Malta?  Low cost of living and a wide variety of properties available in all price ranges.  Daily flights to all major European and North African airports with Low Cost airlines also offering a regular service.  Excellent residency conditions with very low taxation.  An established and stable property market, offering a large selection of quality property giving rock solid investment.

14. Why Malta?  Top Retirement Destination 1 st place - YahooFinance 2012  Quality of education - 8 th place – WEF Global Competitiveness Report 2013/14  Overall quality of life - 3 rd place – International living 2013  Best climate – 1 st place – International living 2013  Ease of integration – 1 st Place – International living 2013  Safest country / Low crime - 2 nd place – World risk report 2013

15. Why Malta? World’s Economic Forum’s Global Competitiveness Report 2013/2014  Soundness of banks – 14 th position  Strength of Auditing and Reporting Standards - 13 th position  Ease of access to loans – 12 th position  Financial market development – 15 th position  Health and Primary Education – 15 th position

16. The property market

17. Property Facts  An established and stable property market, offering a large selection of quality property giving rock solid investment.  Straightforward buying process, based on English common law.  Excellent banking and home loan facilities at very low rates.  Rental return averaging 4% to 6%

18. Capital Appreciation

19. Rental Investment  Growing rental market, partly due to influx of foreign nationals relocating to Malta for retirement, lifestyle or work reasons  Rental returns averaging at 4% to 6% per annum  Demand exceeding supply for commercial property leases.

20. Luxury Apartments & Penthouses

21. Houses of character and farmhouses

22. Townhouses and terraced houses

23. Villas and bungalows

24. High End Developments (Special Designated Areas)

25. High End Developments (Special Designated Areas)

26. Gozo properties

27. Commercial Property

28. Thank You! www.franksalt.com.mt | fs@franksalt.com.mt