Presentation on theme: "Commitment is never casual Wealth Management An individual runs a Risk of Premature Death Living too long Life Insurance is a product that offers a solution."— Presentation transcript:
Commitment is never casual Wealth Management An individual runs a Risk of Premature Death Living too long Life Insurance is a product that offers a solution in management of both the risks. WHAT IS LIFE INSURANCE?
Commitment is never casual Wealth Management Provides - Continuity of income - Mortgage protection - Protection against disabilities - Children’s education - Marriage expenditure - Retirement fund - Tax relief and most importantly Provides - PEACE OF MIND WHAT MY LIFE INSURANCE DOES
Commitment is never casual Wealth Management Life insurance is like buying shares in yourself “ How much am I worth” Ask yourself What part of my present income does my family need How many years are left for retirement What are my cash assets What are my monetary obligations What debt am I currently carrying Do I have a contingency fund A “CAPITAL NEEDS ANALYSIS” would provide the right answer HOW MUCH LIFE INSURANCE DO I NEED ?
Commitment is never casual Wealth Management Life Insurance- the new Business ….. BanksInsuranceMFs Silos of specialization Synergy through convergence Convergence brings values of stability, caution and risk management blend with liquidity and market related Performance BanksInsuranceMFs Then.. Now..
Commitment is never casual Wealth Management Premium is the Price the Policy holder pays for the Benefit that the Life Insurance product offers What is Premium What are the Products There are two parts of the premium -Risk part -Savings part The insurance products also have two basic parts - Policy with Pure term cover, the Sum Assured is payable only on death - Policy with cash accumulation, it provides saving and security & the Sum Assured is payable either on death and on maturity
Commitment is never casual Wealth Management Important Information The information and opinions contained in this document have been compiled or arrived at from sources believed to be reliable and in good faith but no representation or warranty, express or implied, is made by Verdant Financial Advisory Services Pvt. Ltd. All opinions expressed herein are subject to change without notice. You should make an independent assessment, of the appropriateness of any investment in the light of your own objectives and circumstances, including the possible risks and benefits of the investment. This document is for information purposes only, descriptions of any company or companies or their securities herein are not intended to be complete and this document is not, and should not be construed as, an offer to buy or sell any security.