1. Vasco Product Portfolio Eric Gabrys – Product Manager The world ’ s leading software company specialized in Internet Security

2. 2 Customer Needs roadmap Complying with regulatory (FFIEC) and business security needs Compatible with existing and future infrastructure investments. Simple and cost-effective to implement and support Easy to use Completely interoperable across banking platforms, applications and infrastructures No “silver bullet” for curing all banking security needs

3. 3 On-line banking security « In our 2006 Financial Services consumer survey, security ranked as the No. 2 reason that consumers reported for not using online banking. » Ed Kountz, JupiterResearch, US « Nearly 2 million Americans have had their checking accounts raided by criminals in the past 12 months » survey, market research group Gartner, US « The number of recorded incidents rose 16-fold to 5,059. That led to a 55% rise in losses from online fraud against banks, reaching £23m in the first half of 2006. » Apacs, UK

4. 4 On-line banking security Passive monitoring Key stroke logging Active interference Pop ups and injected dialogs Man in the middle attacks Selfdefense destroy anti-virus update function alter local software firewall rules establish invisibility by root kit Remote control install back door via internet install http and socks proxy Identity theft steal content of protected storage steal email identities (pop3/imap) steal client side certificates install BHO to steal all https transactions install man in the middle functions

5. 5 A concern ?

6. 6 On-line banking security

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8. 8 Full Option, All Terrain Product Strategy Authentication appliances Combines Identikey with a wide variety of Internet communication solutions; Client e-signature software Combines a complete set of client e-signature and user authentication functionalities on a wide variety of platforms Authentication Services Combines all VASCO products and solutions in an outsourced service offering. Authentication server Combines the VACMAN core authentication platform with full server functionalities Core authentication platform Combines all authentication technologies on one unique platform

9. 9 Products – current platform portfolio INCLUDES Virtual Digipass Digipass – EMVCAP - OATH Verification VACMAN Controller / VACMAN Middleware

10. 10 Products – Digipass for Web http://dp4web.demo.vasco.com/

11. 11 Authentication server Product Features: Web-based and command line administration MMC Administration plugin (optional) SOAP communication interfaces Reporting Token provisioning DIGIPASS for Web DIGIPASS for Mobile Phone System monitoring; Event viewer/syslog Transaction Signing functionality (DP Signatures) Server features based licensing Message Delivery Component ODBC Storage connector Platforms  Windows 32-bit/64-bit  Linux Intel 32-bit/64-bit (kernel 2.6+)

12. 12 Authentication appliances 21 Internet Security Services: SPICT Firewall HTTP accelerating proxy and SMTP relay VPN Server Statistics and Reporting Monitoring and IPS Multiple Internet Connections Directory Integration Services Advanced Bandwidth Management (QOS) Reverse HTTP and FTP proxy Webmail interface Public, Intranet and Secure Web server Network Fax Server Public Primary DNS High Availability RAS analog per line (hardware included) RAS ISDN per line (hardware included) SSL – VPN Radius

13. 13 Authentication Services VASCO 30mio - OTP: 60mio 1.093mio Internet Users Users of Service  End-Users: SSO using one Username/Password  Websites: Low Total Cost of Ownership OpenID:  Open, decentralized, free framework for user-centric digital identity  Not proprietary (Microsoft Passport: not successful)  Lacks trust:  VASCO will bring trust to OpenID by Trusted Parties Multi level authentication  Low and Medium level: VASCO (or Operator/ISP)  High level (Trust) through authentication by Trusted Parties

14. 14 Products – client platform portfolio Basic pack Advanced pack

15. 15 www.vasco.com Multiple Applications: > e-Banking > e-Commerce > B2B > B2C > e-Government Secure connection Multiple Platforms : > Logical Security > Physical Security > … Multiple Services: > Identity Management > Fraud detection & Analysis > Statistics & Reporting > VPN > … Secure connection The world ’ s leading software company specialized in Internet Security

16. 16 www.vasco.com Questions ? The world ’ s leading software company specialized in Internet Security Full Option, All Terrain Authentication Company Thank you