1. Introducing MyWave ® MyWaveHR, MyWaveRM, and MyWaveOSHA

2. MyWavePortal Access time-saving tools and resources Build convenience into managing your everyday work tasks Collaborate with our agency online Timely news, information and resources Connect with over 200,000 peers in your industry Click+Connect+Communicate MyWave - your personalized Web site that allows you to effortlessly click, connect and communicate with Telamon Insurance & Financial Network

3. Track and analyze OSHA injuries and illnesses. Legislative Guides Online guides to complex legislative topics. Resources Links, Articles, and Resources for a variety of topics. OSHA Connect with other professionals in your field by entering group discussions, or post a message of your own. CommunityOnline Services Make online requests right to Telamon’s customer service department. Allows a seamless exchange of information sharing and collaboration with us. Collaboration Center A series of newsletters that will help educate you about the importance of making health care decisions carefully. HealthShop Telamon Insurance & Financial Network Brings You Documents on Command Benchmark Surveys Participate in benefit plan and/or P&C program surveys. SafetyZone Ready-to-print newsletters designed to support your safety programs and messages. Instant access to a library of downloadable articles, brochures, forms, and reports.

4. Our two-way document posting capabilities allow a seamless exchange of information sharing and collaboration. Collaboration Center

5. Users can download and share documents, make changes, and track a document’s history – simplifying updates to reports, worksheets, questionnaires, and policies. Saves time by allowing you to manage team projects and streamline everyday work tasks.

6. Participate in benefit plan and/or P&C program surveys. Allows you to determine how your plans and programs compare to other employers across the U.S. Benchmark Surveys

7. Community Through MyWave Community, you have access to over 200,000 knowledgeable colleagues from across the country.

8. Community Share information and resources via the Community’s interactive forum. Post questions to your peers and provide insight into other users’ questions. Topics include: Compensation, Employee Relations, HR Development, HR Management Topics, Recruitment, Risk Management, and Other

9. MyWaveHR MyWaveHR is your Electronic HR Assistant. It provides you with a wealth of HR information, all at your fingertips.

10. Legislative Guides MyWave’s comprehensive Legislative Guides provide you with federal legislative information, in these areas: COBRA FMLA HIPAA HIPAA Privacy Medicare D Section 125 Plans

11. Legislative Guides The Legislative Guides Forms section allow you to download ready-to- use forms, saving you time. And the Q&A section makes it easy to locate answers for your employees.

12. Documents on Command When you need to resource information fast, the Documents on Command section provides instant access to a library of downloadable documents.

13. Documents on Command Articles are conveniently grouped by general category and include: Benchmark Surveys & Statistics, Employee Communication & Education and Employer Education  to help you locate all the resources you are looking for.

14. Resources Resources provides useful links and articles to industry-related Web sites – Benefit Plans, Healthcare, Human Resources, Legislation, & Law and Wellness – conveniently at your fingertips!

15. Resources Related documents from the Documents on Command section are cross-referenced to help you find what you need.

16. HealthShop Help your employees make smart and informed, consumer- related healthcare decisions.

17. HealthShop Comprehensive consumer information, in ready-to-print newsletters. Topics include, At the Doctor’s Office, At the Pharmacy, Home Care, and Your Health Plan.

18. MyWaveRM MyWaveRM combines efficiency with user- friendly tools and resources you will use time and time again to streamline your everyday work tasks.

19. Online Services Online Services is your personal hotline to our agency, allowing you to instantly e-request often- asked-for information, directly from your MyWave site to our customer service department.

20. Online Services Automated requests include: Motor Vehicle Record requests Fleet Option requests Certificate of Insurance requests Auto Claim reports General Liability reports Property Claim reports

21. Documents on Command When you need to resource information fast, the Documents on Command section provides instant access to a library of downloadable documents when you need them!

22. Documents on Command Articles are conveniently grouped by general category and include: Cost Containment, Employee Communications, Loss Control and Studies & Surveys - to help you locate all the resources you are looking for.

23. Resources Useful links to industry Web sites: –Construction and Industry –Environmental Exposures –Legal Resources –Loss Prevention –Occupational Disease –Property & Casualty –Worker's Compensation

24. Resources Related documents from the Documents on Command section are cross-referenced to help you find what you need.

25. SafetyZone Look to SafetyZone for a series of ready-to-print newsletters covering a variety of industry- related topics designed to support your key safety messages and programs.

26. SafetyZone Help your employees make smart and informed safety decisions with these SafetyZone newsletter categories: Organizational Safety, Auto Safety, Employee Protection & Personal Risk Management

27. MyWaveOSHA MyWaveOSHA: When it comes to OSHA compliance, we’ve got you covered!

28. OSHA When recordable accidents happen, you’ll know exactly where to go to log your OSHA incidences. And you are guaranteed you’re records are always current.

29. OSHA Up-to-the-Minute Reporting Generate custom OSHA reports Drilling-down by injury type, body part, group or divisions, and time period to include. Calculate your incident rate Compare yourself to national averages based on your SIC code as reported by the Bureau of Labor Statistics.

30. OSHA Included is a link to FAQs, where you’ll find useful information about OSHA record keeping guidelines and related resources. This includes: Basic OSHA recordkeeping concepts Legislative Updates to OSHA compliance Guidelines to Determination of Recordability for OSHA 300 Access to OSHA forms

31. Access time-saving tools and resources Build convenience into managing your everyday work tasks Collaborate with our agency online Timely news, information and resources Connect with over 200,000 peers in your industry MyWavePortal Click+Connect+Communicate Brought to you by Telamon Insurance & Financial Network © 2006 Zywave, Inc. All rights reserved. The information contained herein, including its attachments, contains proprietary and confidential information. Any distribution of these materials to third parties is strictly prohibited. MyWave ® is a registered trademark of Zywave, Inc.