1. J.P. Morgan Chase
Silvia Moran
Period: 2

2. Some History…
The bank was known as “Chase Manhattan Bank” until it merged with J.P. Morgan & Co. in 2000.
Headquarters- Chicago, since it merged with Bank One Corporation in 2004.
In 2008, the bank acquired the deposits and most assets of Washington Mutual.
One of the Big Four banks in the U.S.
Fun Fact: Chase offers more than 5,300 branches and 16,500 ATMs nationwide.

3. Chase National Bank Commercials about direct deposits using the iPhone
Location
Imaging/branding
National Bank
a bank chartered by the U.S. government and formerly authorized to issue notes that served as money.
Commercials about direct deposits using the iPhone
Spanish commercials are appealing to Hispanics

4. Checking Accounts Chase Total Checking Chase Premier Plus Checking
Chase Premier Platinum Checking
Student Checking
***Each one has free access to more than 16,500 ATMs & 5,300 branches nationwide***

5. Chase Total Checking Benefits Minimum Deposit to Open= $25
FREE Chase Debit Card, Online Banking and Bill Pay, Chase Mobile banking, Account alerts
Minimum Deposit to Open= $25
No Monthly Service Fee
Direct deposits totaling $500 or more made to this account.
OR with a $1,500 minimum daily balance
OR, with an average daily balance of $5,000 or more in linked deposits/investments
Otherwise, a $12 Monthly Service Fee applies.

6. Chase Premier Plus Checking
All the benefits of Chase Total Checking, plus:
Earns interest
FREE Chase design checks, Safe Deposit Box
No Non-Chase ATM fee charged by Chase for the first four Inquiries, Transfers and Withdrawals each statement period for using another institution´s ATM
No fee for money orders, official checks, travelers checks and gift cards

7. Chase Premier plus checking (CONT.)
Chase Plus Savings with no Monthly Service Fee and higher interest rates
Two additional Chase Premier Plus Checking accounts with no Monthly Service Fee
Chase Business Select Checking account with no Monthly Service Fee
Minimum Deposit to Open= $25
No Monthly Service Fee
With an average daily balance of $15,000 or more in linked deposits/investments
Otherwise a $25 monthly Service Fee

8. Chase premier platinum checking
All the benefits of Chase Premier Plus Checking , plus:
Earns interest
FREE Personal Style checks
No Non-Chase ATM fee charged by Chase for using another institution´s ATM
No Overdraft Protection Transfer Fee
No Incoming Wire Transfer Fee
No Stop Payment Fee
Chase Plus Savings with no Monthly Service Fee and higher interest rates

9. Chase Premier platinum checking (cont.)
Two additional Chase Premier Platinum Checking accounts with no Monthly Service Fee
Chase Business Select Checking account with no Monthly Service Fee
Minimum Deposit to Open= $100
No Monthly Service Fee
With an average daily balance of $75,000 or more in linked deposits/investments
Otherwise a $25 monthly Service Fee applies

10. Student Checking Minimum Deposit to Open= $25 No Monthly Service Fee
High School
College
All the benefits of Chase Total Checking
Minimum Deposit to Open= $25
No Monthly Service Fee
With a qualifying linked parent/guardian checking account;
OR, with monthly direct deposit
Otherwise a $6 monthly Service Fee
All the benefits of Chase Total Checking
Minimum Deposit to Open = $25
No Monthly Service Fee
If enrolled in college for up to five years;
OR, with monthly direct deposit
Otherwise a $6 monthly Service Fee

11. Saving Accounts & CDs Chase Savings Chase Plus Savings Chase CD
Chase CD Special

12. Chase Savings Benefits
FREE Automatic Savings Program, Online Banking, Chase Mobile banking, Account alerts
Access to more than 16,500 Chase ATMs and 5,300 branches nationwide
Earns interest
By linking this account to your Chase checking account, you may use it for Overdraft Protection
Minimum Deposit to Open= $25
No Monthly Service Fee
Minimum of $300 or more in this account
At least one repeating automatic transfer of $25 or more from Personal Chase Checking each month
Under 18 years old
Otherwise, $5 Monthly Service Fee

13. Chase Plus Savings Otherwise a $20 Monthly Service Fee
All the benefits of Chase Savings, plus:
Higher balances earn a higher interest rate
Earn relationship rates when linked to an active qualifying checking account (Otherwise non-relationship rates apply)
Minimum Deposit to Open= $100
No Monthly Service Fee
With a minimum daily balance of $15,000 or more in this account
Otherwise a $20 Monthly Service Fee

14. Certificates of deposit
Chase CDs
Chase CDs Special
$1,000 Minimum Opening Deposit
$10,000 Minimum Opening Deposit
Also requires a Chase Checking Account

15. Works Best for me Student Checking (High School)
It would be linked to my parents checking account. So, I wouldn’t have to pay the $6 monthly fee.

16. Visa Bank that issues it? Bank of America
Credit card
Visa
Bank that issues it?
Bank of America

17. Bank of America
It’s the second largest bank holding company in the United States by assets.
Headquarters- Charlotte, North Carolina.
It’s one of the “Big Four banks in the U.S
It is a national bank

18. Is a global payments technology company that enables consumers, businesses, financial institutions and governments to use digital currency instead of cash and checks.

19. Evaluation of Card What is the APR? 20.24% Annual Fee- $39
Penalty for paying late- Up to $35
Rewards/Incentives
Help establish or rebuild credit
Account reviewed after 12 months to see if you can upgrade to an unsecured card and a refund of Security Deposit
Request a tap & pay device, including an additional card with built-in tap & pay functionality
Protections (Total Security Protection Package)
Card is lost or stolen, Bank of America reimburses transaction
Guaranteed Credit
Fraud Monitoring
Photo Security
Online Protection
Privacy Policy