1. Presented by: Paula Bester Manager: Finance and Administration

2. THE FORMULA FOR SUCCESS Holistic Finance Solutions for the Tourism Industry

3. www.ikwezifacility.co.za

4. ABOUT THE PARTNERS Tourism Enterprise Partnership Originally a Business Trust Project Institutionalised in 2008 Objectives are:  Job Creation through Enterprise Support  Transformation  Sustainability through Market Access  TEP Impact and Sustainability TEP’s vision is to be the premier enterprise development partner for small tourism businesses in South Africa

5. ABOUT THE PARTNERS Small Enterprise Finance Agency Established in April 2012 Created out of a merger of the South African Micro Apex Fund, Khula Enterprise Finance Ltd and the small business activities of IDC Objectives are: Foster the establishment, survival and growth of SMME’s Products offered include:  Direct Lending  Wholesale Lending sefa’s vision is to be the leading catalyst for the development of sustainable, survivalist, micro, small and medium enterprises through the provision of finance.

6. QUALIFYING CRITERIA Qualification criteria: Only registered tourism SMMEs controlled by South African citizens Only TEP registered clients Only businesses operations within South Africa Compliance with generally accepted corporate governance practices In addition: The owner must: Demonstrate ability to repay the loan Demonstrate potential for job creation Agree to furnish all relevant monthly reports and updates to TEP Have completed all relevant application requirements and submitted all supporting documents

7. ikwezi PRODUCTS: Bridging finance Capital finance, including business expansion IMPORTANT INFO: Repayment periods range from three months to five years Interest rates range from prime plus 1.6% to prime plus 3.6% Each application is considered on its own merit Preference is given to black, women, youth and rural owned enterprises Loans range from R10 000 – R5million

8. POST FINANCE SUPPORT TEP’s highly successful Intervention and Support Models are available to TEP- registered clients. More information on these products is available on www.tep.co.za

9. Contact Details: Paula Bester Manager: Finance and Administration Tel: (011) 880 4712 Email: paulab@ikwezifacility.co.za www.ikwezifacility.co.za Visit us at our stand: ICCD04