1. Stewardship Quotes

2. The only investments I ever made which have paid constantly increasing dividends are those I have given to the Lord’s work. Pastors do their congregation a great service by helping those in the church understand God’s truth about money, time and giving. J. L. Kraft. Founder Kraft Foods

3. Tithing is the heaven-taught method of giving body and expression to Christian love and sympathy. John Ross, 1901 The Lord’s Portion

4. A checkbook is a theological document... A checkbook is a theological document... It tells who and what you worship. Billy Graham It tells who and what you worship. Billy Graham

5. It is a sad fact that while great things are being done in the world by individual Christians, the potency of those forces are largely lost because the rank and file are living organized lives with no distinct acknowledgement of their stewardship relation to God, the Father-Owner. The faithful steward alone is lacking at this crucial hour. Frederick Agar, 1920 Stewardship of Life

6. I have held many things in my hands and I have lost them all. But whatever I have placed in God’s hands, that I still possess. Martin Luther

7. According to Webster, a steward is a person who manages the affairs of a household as an estate for the owner. In a biblical sense, a steward is a manager of God’s affairs on planet earth. Stan Toler

8. God demands our tithes and deserves our offerings. Stephen Olford

9. To those Christian men and women of America who have stood and are standing with all of their resources of personality and possessions in the battle for the Christian conquest of the world and for peace. Ralph Cushman Dedication statement in the 1922 book, The Message of Stewardship:

10. If God is your partner, make your plans big! D. L. Moody If God is your partner, make your plans big! D. L. Moody

11. You can’t fake stewardship. Your checkbook reveals all that you really believe about stewardship. A lifestyle could be written from a checkbook. Ron Blue

12. God has given us two hands – one to receive with and the other to give with. We are not cisterns made for hoarding; we are channels made for sharing. Billy Graham

13. I have watched 100,000 families over my years of investment counseling. I always saw greater prosperity and happiness among those families who tithed than among those who didn’t. Tithing is simply an outward expression of spiritual growth leads to material growth. Sir John Templeton

14. The most important aspect of tithing and stewardship is not the raising of money for the church, but the development of devoted Christians. Fred M. Wood

15. The gift of 10% has precedence all the way back to the time of Abraham. Tithing is a guide to giving for today’s Christian. Wayne Watts

16. A community of Christians (stewards) is not a series of clocks in a jeweler’s window, each with its own tick and time, in a busy individualism, but like the clocks in a modern office building, regulated by the master, central clock on the main floor. Silas Evans, 1921 The Currency of the Invisible A community of Christians (stewards) is not a series of clocks in a jeweler’s window, each with its own tick and time, in a busy individualism, but like the clocks in a modern office building, regulated by the master, central clock on the main floor. Silas Evans, 1921 The Currency of the Invisible

17. I do not believe one can settle how much we ought to give. I am afraid the only safe rule is to give more than we can spare. C. S. Lewis I do not believe one can settle how much we ought to give. I am afraid the only safe rule is to give more than we can spare. C. S. Lewis

18. Christian stewardship is more than the management of things; it is the refusal to let things manage us. James A. Lollis

19. I know that God will not give me anything I can’t handle. I just wish that he didn’t trust me so much. Mother Teresa

20. Stewardship of money is only a fraction of our full Christian stewardship. The rich young ruler could say, “All these things have I kept from my youth up,” but Jesus said to him, “one thing thou lackest.” The call for stewardship living is not fractional, but a calling where self and substance both come under the rule of biblical stewardship principles. Charles Cook, 1923 The Larger Stewardship Stewardship of money is only a fraction of our full Christian stewardship. The rich young ruler could say, “All these things have I kept from my youth up,” but Jesus said to him, “one thing thou lackest.” The call for stewardship living is not fractional, but a calling where self and substance both come under the rule of biblical stewardship principles. Charles Cook, 1923 The Larger Stewardship

21. There are three conversions necessary: the conversion of the heart, mind and the purse. Martin Luther

22. When a man becomes a true Christian, he becomes industrious, trustworthy, and prosperous. Now if that man, whilst he gets all he can and saves all he can, does NOT give all he can, I have more hope of Judas Iscariot than of that man! John Wesley When a man becomes a true Christian, he becomes industrious, trustworthy, and prosperous. Now if that man, whilst he gets all he can and saves all he can, does NOT give all he can, I have more hope of Judas Iscariot than of that man! John Wesley

23. The greatness of a church is determined not by what it takes in, but by what it sends out. Talmadge Johnson

24. If the church has a need, God has pre-arranged supply to meet that need through His people. Terry N. Toler

25. Give as you would to the Master If you met His searching look Give as you would of your substance If His hand the offering took Charles Wm. Harshman, 1905 Christian Giving

26. Praise your congregation for their faithfulness in giving. Stan Toler

27. Never “take” the offering. Rather, “receive” the offering. Make offering time a time of celebration! Stan Toler Never “take” the offering. Rather, “receive” the offering. Make offering time a of celebration! Stan Toler

28. New conditions of need in the world are calling for new standards of stewardship in the church, or rather, for new applications of the divine standards of giving as well as of living and serving. No wonder, then, that God has given stewardship so important a place in the training of the human race. David McConaughy, 1918 Money: The Acid Test

29. Here’s a humorous illustration... New offering plate for churches: This ingenious invention receives gifts of a dollar or more on a plush cushion with silent graciousness. But when half-dollars are dropped in, it rings a bell; when quarters are given, it blows a whistle; when dimes are slipped in, it fires a shot. But when someone refuses to give, it takes their picture.

30. We are not here to develop a spiritual life of our own, or to enjoy a quiet spiritual retreat. We are here to have the full realization of Jesus Christ, for the purpose of building his body. Oswald Chambers

31. Tithing is not a matter of money, it is an issue of trust. John Maxwell Tithing is not a matter of money, it is an issue of trust. John Maxwell

32. “One more revival is needed, the revival of Christian stewardship; the consecration of the money power of the church of God; and when that revival comes, the kingdom of God will come in a day; you can no more prevent it than you can hold back the tides of the ocean.” Horace Bushnell in American Tithers James Sayler, 1918

33. The church ceases to be spiritual when it becomes self-seeking, only interested in the development of its own organization. Oswald Chambers

34. Our lifetime on earth is a dot and from that little dot extends a line that goes out into all eternity. So if you are smart, are you going to live for the dot or for the line? – Randy Alcorn

35. “When I try to accomplish by human means what can be done only by spiritual means, I embezzle God’s authority.” Fred Smith, Sr.

36. A disciple realizes that it is his Lord’s honor that is at stake in his life, not his own honor. Oswald Chambers

37. Pharisaism is the culture of orthodoxy which destroys the kingdom of grace. – Ben Maxson

38. What is the single greatest deterrent to generous giving? I believe the answer is the illusion or belief that this earth is our home. – Randy Alcorn

39. Spiritual leaders do not seek to discover the will of the majority, but seek to lift the majority to discover the will of God. – Ben Maxson

40. To comprehend and enjoy God is the highest exercise of the powers of man. Ellen White

41. "The way each day will look to you, all starts with who you are looking to.“ Bill Bright

42. The lasting value of our public service for God is measured by the depth of the intimacy of our private times of fellowship and oneness with Him. Oswald Chambers

43. Our agenda is to fix the world until it can properly take care of us. God's agenda is to bring all things together in Christ until every knee bows before him. Larry Crabb

44. We Christians cannot talk about loving God until we come to grips with our raging passion for ourselves. Larry Crabb

45. Great leaders inspire us to go places we would never go on our own, and to attempt things we never thought we had in us. Hanz Finzel

46. “The one common thread of courageous biblical leaders: They trusted God more than their circumstances.” John Maxwell

47. “Organizations have this nasty habit of becoming institutions. And institutions have this great tendency to fade into irrelevance. Movements become monuments. Inspiration becomes institution.” Hanz Finzel

48. A person is simply a slave for obeying, unless behind his obedience is the recognition of a holy God. Oswald Chambers

49. “No executive ever suffered because his subordinates were strong and effective.” Peter Drucker

50. “Unless the laborer in God's cause can gain the confidence of those for whom he is laboring, he can do but little good.” E. G. White

51. “Prayer does not equip us for greater works—prayer is the greater work.” Oswald Chambers

52. “He that thinketh he leadeth... And hath no one following him... Only taketh a walk.” John Maxwell

53. “We trained hard, but it seemed that every time we were beginning to form up into teams we would be reorganized. I was to learn late in life that we tend to meet any new situation by reorganizing, and what a wonderful method it can be for creating the illusion of progress while producing confusion, inefficiency and demoralization.” Petronious, 210 B.C.

54. “If you lead through fear you will have little to respect; but if you lead through respect you will have little to fear.” Anonymous

55. Spiritual leaders assume that the Holy Spirit is an organizational reality in the church. Thus they make room for Him in the structure and process of church life. Ben Maxson

56. Budgeting: A method of worrying before you spend instead of afterwards.

57. When you think no one cares you’re alive, try missing a couple of car payments.

58. A major problem these days is how to save money for your children’s college education, when you’re still paying for yours. Doug Larson

59. Money is an exact index to a person’s true character. All through Scripture there is an intimate correlation between the development of a person’s character and how they handle their money. Richard Halverson

60. A good architect can improve the looks of an old house merely by discussing the cost of a new one.

61. Jesus said more about money than any other single thing because, when it comes to a person’s real nature, money is of first importance. Richard Halverson

62. The lust for affluence in contemporary society has become psychotic; it has completely lost touch with reality. R ichard J. Foster

63. The poorest man I know is the man who has nothing but money. John D. Rockefeller

64. We always pay dearly for chasing after what is cheap. Alexander Solzhenitsyn

65. He who provides for this life but takes no care for eternity is wise for a moment but a fool forever. John Tillotson

66. Their property held them in chains. They think of themselves as owners; whereas it is they rather who are owned. Enslaved as they are to their own property, they are not the masters of their money but its slaves. Cyprian

67. Drive-in banks were established so most of the cars today could see their real owners. E. Joseph Grossman

68. Affluenza is a strange malady that affects the children of well-to-do parents. Though having everything money can buy, the children show all the symptoms of abject poverty... depression, anxiety, loss of meaning and despair for the future. Randy Alcorn

69. Our founding fathers objected to taxation without representation. They should see it today with representation.

70. I am a great believer in luck, and I find that the harder I work, the more I have of it. Stephen Leacock

71. Did you ever wonder why U.S. government securities are so safe? It’s because the federal government has an unlimited source of capital: If it ever runs out of money, it just prints more to pay its bills... I wish I could do that.

72. Common sense is genius dressed in working clothes. Ralph Waldo Emerson

73. Give a person everything they want and at that moment, everything will not be everything. Immanuel Kant

74. He who buys what he does not need robs himself.

75. If you would make a person happy, add not to their possessions, but subtract from the sum of their desires.

76. Blessed are those who can give without remembering, and receive without forgetting.

77. You cannot serve both God and money. Matthew 6:24 ( NLT )

78. The modern American is a person who drives a bank-financed car over a bond-financed highway on credit card gas to open a charge account at a department store, so they can fill up their savings-and-loan-financed home with installment-purchased furniture!

79. Possession is an obsession in our culture. Richard J. Foster

80. Greed assumes scarcity but Scripture tells us the opposite is true... scarcity is created by greed.

81. Christ taught that tithing was a good place to start... but a tragic place to stop.

82. Most people have too much month left at the end of their money.

83. It’s not the high cost of living that gets you... it’s the cost of high living!

84. You become mature when your disciplines become reflexes.

85. You can spend money any way you want... but you can only spend it once.

86. There is nothing in status but status itself.

87. A budget is an attempt to live below your yearnings.

88. It is time to realize that there is no such thing as a completely satisfied person. Otherwise, there would be no need for heaven. Tony Campolo

89. Some people go over their budgets very carefully every month… Some just go over them!

90. Consumers are in an endless, hopeless search for happiness through the confiscation of things. Thomas O’Quinn

91. Affluenza turns the good life into the goods life. Richard Swenson

92. People are temporarily pleased with their external purchases, but chronically unhappy with their emptiness. Richard Swenson

93. There is a one-to-one relationship between the possession of things and the consumption of time.

94. I will live within my means even if I have to go into debt to do it!

95. A budget is an orderly, time-consuming, and methodical way to discover there is not enough money to go around.

96. When your outgo exceeds your income, your upkeep will be your downfall!

97. Civilization—a limitless multiplication of unnecessary necessities. Mark Twain

98. There is a tendency with all material possessions to obscure the needs they cannot satisfy. A full hand helps us forget an empty heart. Dallas Willard

99. What I spent is gone. What I kept is lost. But what I gave will be mine forever. Epitaph on a tombstone

100. “It is not really about greed, it is pride. I want more than the other person”. C.S.Lewis

101. We can choose to see life as a series of trials and tribulations, or we can choose to see life as an accumulation of treasures. Author Unknown

102. “It is the eyes of others that destroy us. If all the others were blind, what need would I have for fine clothes and a fine house?” Benjamin Franklin

103. More is never going to be enough

104. “He is no fool who gives away what he cannot keep what he cannot lose.” Jim Elliot

105. I place no value on anything that I possess, except in relationship to the kingdom of God.” David Livingston

106. “ I value all things only by the price they shall gain eternity.” John Wesley

107. “ It is not how much we have, but how much we enjoy, that makes happiness.” Charles H. Spurgeon

108. “It is right to be contented with what we have, never with what we are.” James Mackintosch

109. “Those who devote their lives to a cause greater than themselves always find a larger, fuller life than the one they surrendered.” Wilbert E. Scheer

110. “Compassion is at the root of all giving.” Elisabeth Goudge

111. “Focus on the contribution that you can make.” Peter Brucker

112. The one who dies with the most toys wins. Bumper sticker

113. “Prosperity knits a man to the world. He feels that he is finding his place in it, while really it is finding its place in him.” C.S. Lewis

114. “Time is the most valuable and the most perishable of all our possessions.” John Randolph

115. “In giving of oneself there is enough taken away to have room for more.” Alice R. Pratt

116. “Show me where you spend your money and I’ll tell you what your priorities are.” James W.Frick

117. “ What we really are matters more than what other people think of us.” Jawaharlal Nehru

118. “The only certain happiness in life is to live for others.” Leo Tolstoy

119. “It's not really about greed, (that is, more, for the sake of more) it's pride - I want more than the other person. What other than pride would lead to huge houses with 2 t story atrium entries with two adults and one child living in them?” C. S. Lewis

120. “Everything can be taken from us but one thing-the last of the human freedoms- to choose one's attitude in any given circumstance.” Viktor Frankl

121. “He who lives content with little, possesses everything.” Nicolas Boileau

122. “Bring your desires down to your present means. Increase them only when your increased means permit.” Aristotle

123. “What we are is God's gift to us. What we become is our gift to God.” Eleanor Powell

124. “God's love had no strings, no expectations, no hidden agendas, no secrets. His love for us was, and is, up front and clear.” Max Lucado One Incredible Moment

125. Biblical Models for Project Funding Building the Tabernacle (Ex 25:1-9, 35:20-29, and 36:4-7). Building the Temple (1 Chr 29:1-20) Restoring the Temple (2Kings 12:1-12; 2 Chr 24:8-14) Caring for the displaced at Pentecost (Acts 2:44-45; 4:32-35) Relieving famine in Jerusalem (1 Cor 16:1-3; 2 Cor 8:1-15) Supporting Paul’s ministry (Phil 4:10-20)

126. Borrowing 2 Kings 4:1-7 The widow was instructed to borrow only objects, not any form of currency or negotiable goods.

127. “Remember that when you leave this earth, you can take with you only what you have given: a full heart enriched by honest service, love, sacrifice and courage.” Francis of Assisi

128. “ Where riches hold the dominion of the heart, God has lost His authority.” John Calvin

129. Average American shop 6 hours a week but spend only 4 playing with their children. By the age of 20, the average television viewer has seen one million commercials. Recently, more Americans declared bankruptcy than graduated from college. In 90 percent of divorce cases, arguments about money play a prominent role.

130. “I have made many millions, but they have brought me no happiness.” J.D Rockefeller

131. “I was happier when I was doing a mechanic’s job.” Henry Ford

132. “Millionaires seldom smile.” Andrew Carnegie

133. “I have a very strong feeling that the opposite of love is not hate, it’s apathy.” Leo Buscaglia

134. “All the beautiful sentiment in the world weights less than one lovely action.” James Russell Lowell

135. “He profits most who serves best.” Arthur F. Sheldon

136. “Nearly all men can stand adversity, but if you want to test a man’s character, give him power.” Abraham Lincoln.

137. “It is high time the ideal of success should be replaced with the ideal of service.” Albert Einstein

138. “Contentment is the realization of how much I already have.” Dave Grant

139. “ I am content with a little, enough is a good feast.” Isaac Bickerstaffe, Dramatist

140. “Sharing what you have is more important than what you have.” Albert M.Wells, Jr

141. “If you haven’t got all the things you want, be grateful for the things you don’t have that you don’t want.” Unknown

142. “What we do during our working hours determines what we have; what we do in our leisure hours determines who we are.” Abigail Van Buren

143. “The greatest use of life is to spend it for something that will outlast it.” William James

144. The More Generous Married couple Single women especially single mother Self-employed

145. “ To gain that which is worth having, it may be necessary to lose everything else.” Bernadette Devlin

146. “ Giving is true living” Jack Herman

147. “Riches are not from an abundance of worldly goods, but from a contended mind.” Mohammed

148. “The true value of money is not in possession, but in its use.” Aesop

149. “There are three levels of giving: You have to (law) You ought to (obligation) You want to (grace) Waldo Werning

150. “Today if you have your own home, if you have a reliable means of transportation, and if you receive an annual raise in salary, you are in the top 15% of the world’s wealth. If you have two cars, two salaries, multiple changes of clothes and regular promotions, you’ve just jumped to the top 5% of the world’s wealth…God wants to know: ‘What are you complaining about?” (Tony Evans—CSA magazine)

151. “Many believers are living under a closed heaven. They pray, but the door is locked because they’re robbing God (Malachi 3). If you give someone the keys to your car and this person never brings your car back, are you going to give him or her the keys to your house? Not likely. In the same way, if God can’t trust His children with a little, why give them more?” (Tony Evans—CSA magazine)

152. “If we really believed that our works in this life, what we do with all of our resources, will have an irreversible effect on eternity…then surely we would live differently!… Let us read our own obituary, not as written by uninformed or biased men, but as an onlooking angel might write it from heaven’s point of view. Look at it carefully. Then let us use the rest of our lives to edit that obituary into what we really want it to be.” (Randy Alcorn, Money, Possessions, and Eternity)

153. “Indeed, if we consider the unblushing promises of rewards promised in the Gospels, it would seem that our Lord finds our desires not too strong, but too weak. We are half-hearted creatures, fooling about with drink and sex and ambition when infinite joy is offered us, like an ignorant child who wants to go on making mud pies in a slum because he cannot imagine what is meant by the offer of a holiday at the sea. We are far too easily pleased.” (C.S. Lewis)

154. “One more revival—only one more—is needed, the revival of Christian stewardship, the consecration of the money power to God. When that revival comes, the kingdom of God will come in a day.” (Horace Bushnell)

155. “True happiness comes from spiritual wealth, not material wealth.” Sir John Templeton

156. “I never would have been able to tithe on my first million dollars if I had not learned to tithe on my first paycheck, which was $1.50 for the week.” John D. Rockefeller

157. “When it comes to giving, some folks will stop at nothing.” Jimmy Carter

158. “What God orders, He pays for. Where God guides, He provides.” Anonymous

159. “We make a living through what we get; we make a life through what we give.” Winston Churchill

160. “It pays to serve God, but it doesn’t pay to serve God because it pays.” R.G. LeTourneau

161. “Make money your god and it will plague you like the devil!” Henry Fielding

162. “Money talks. It says, ‘Good-bye.” Brian Kluth

163. “Christian stewardship is more than the management of things; it is the refusal to let things manage us.” James A. Lollis

164. “Don’t give ‘til it hurts; give ‘til it feels good.” Anonymous

165. “There are three levels of giving: *you have to (law); *you ought to (obligation); *you want to (grace).” Waldo Werning

166. “A twenty-dollar bill and a one-dollar bill were talking one day. They were telling each other where they had been. The twenty said he had just been on a whirlwind trip. He had been to the casinos and to the movies. He had been to a baseball game and purchased hotdogs and beers. He had been passed on to the lottery and then a drug dealer. His life was full of extravagant travel. The one-dollar bill responded saying his life was boring. All he had done was travel from one church to another and another.”

167. “I will place no value on anything I may possess except in relation to the kingdom of Christ. If anything I have will advance the interests of that kingdom, it shall be given away or kept, only as by giving or keeping it, I may promote the glory of Him, to Whom I owe all my hopes in time and eternity.” David Livingstone

168. “The good life exists only when you stop wanting a better one. It is the condition of savoring what is, rather than longing for what might be. The itch for things—so brilliantly injected by those who make and sell them—is in effect a virus draining the soul of contentment. A man never earns enough, a woman is never beautiful enough, clothes are never new enough, the house is never furnished enough, the food is never fancy enough. There is a point at which salvation lies in stepping off the escalator, of saying, “Enough: What I have will do, what I make of it is up to me.” (Marya Mannes—Reader’s Digest, Points to Ponder)

169. “Money management is not so much a technique as it is an attitude. And when we talk about attitudes, we are dealing with emotions. Thus, money management is basically self-management or control of one’s emotions. Unless one learns to control himself, he is no more likely to control his money than he is to discipline his habits, his time, or his temper. Undisciplined money usually spells undisciplined persons.” Robert J. Hastings

170. “The person who dedicates his money to God is dedicating himself—the fruit of his time, talent and energy. One who fails to dedicate his money has not fully committed himself to God.” Anonymous.

171. A London paper offered a prize for the best definition of money. This was the winning answer: “Money is an instrument that can buy you everything but happiness and pay your fare to every place but heaven.”

172. “A rich man came to Jesus and asked, ‘What does it cost to follow you, 25%, 50%, 75%?’ The answer Jesus gave was, ‘All of it.’ 2000 years later people are still asking the same question…“What does it cost to be a true disciple, a real steward?’ Same answer…100%” (Patrick McLaughlin, President of The Timothy Group)

173. “Our churches are filled with “owners,” not “stewards.” Patrick McLaughlin

174. “No man can tell whether he is rich or poor by turning to his ledger. It is the heart that makes a man rich. He is rich or poor according to what he is, not according to what he has.” Beecher

175. “I always had a dream that when I am asked to give an accounting of my life to a higher court, it will be like this: ‘So, empty your pockets. What have you got left of your life? Any dreams that were unfulfilled? Any unused talent that we gave you when you were born that you still have left? Any unsaid compliments or bits of love that you haven’t spread around?’ And, I will answer, ‘I’ve nothing to return. I’ve spent everything you gave me. I’m naked as the day I was born.’” Erma Bombeck.

176. “One philanthropist summed it up saying, ‘I get three kicks out of every dollar I’ve ever had: one, when I make it (and you know how much I love to make a dollar, he grinned). The second kick is when I bank it (and I do have a Yankee lust for savings), but the third kick comes when I give it away—and this is the greatest kick of all.’” G. Bradford Hall, St. Margaret’s Episcopal Church, Palm Desert, CA.

177. “Give according to your means, or God will make your means according to your giving.” John Hall.

178. “Give strength, give thought, give deeds, give wealth, give love, give tears, and give thyself. Give, give, be always giving. Who gives not is not living. The more you give, the more you live.” Anonymous

179. “Money can buy medicine but not health. Money can buy a house but not a home. Money can buy companionship but not friends. Money can buy entertainment but not happiness. Money can buy food but not an appetite. Money can buy a bed but not sleep. Money can buy a crucifix but not a Savior. Money can buy the good life but not eternal life.” Anonymous.

180. “Money in itself is neither good or bad; it is simply dangerous in that the love of it may become bad. With money a man can do much good; and with money he can do much evil. With money a man can selfishly serve his own desires; and with money he can generously answer to the cry of his neighbor’s need. With money a man can buy his way to the forbidden things and facilitate the path of wrongdoing; and with money he can make it easier for someone else to live as God meant him to live. Money brings power, and power is always a double-edged thing, for it is powerful to good and powerful to evil.” William Barclay.

181. “Our lives are in God’s hands, but the lives of others, by God’s choice and power, are in our hands. The future of the lives touched by us is an eternal one. Whatever our obstacles and opportunities, let us not fail man or God.” Paul H. Miller

182. “God will not merely judge us on the basis of what we gave but also on the basis of what we did with what we kept for ourselves.” Erwin W. Lutzer

183. “The lust for affluence in contemporary society has become psychotic; it has completely lost touch with reality.” Richard Foster

184. Webster’s New Collegiate Dictionary defines materialism as “A preoccupation with or stress upon material rather than intellectual or spiritual things.” Randy C. Alcorn, in his book Money, Possessions and Eternity, goes on to say that “Materialism begins with the philosophy of life we actually live by. Hence, while any true Christian would deny belief in the philosophical underpinnings of materialism, he may nonetheless be preoccupied with material rather than spiritual things and therefore in fact be a practicing materialist.”

185. “The poorest man I know is the man who has nothing but money.” John D. Rockefeller

186. “Adversity is hard on a man, but for the one man who can stand prosperity, there are a hundred that will stand adversity.” Thomas Carlyle

187. “The care of $200,000,000 is enough to kill anyone. There is no pleasure in it.” W. H. Vanderbilt

188. “I am the most miserable man on earth.” John Jacob Astor

189. In sanctification, the one who has been born again deliberately gives up his right to himself to Jesus Christ, and identifies himself entirely with God's ministry to others. Oswald Chambers

190. “Millionaires seldom smile.” Andrew Carnegie

191. “I have made many millions, but they have brought me no happiness.” John D. Rockefeller

192. “The happiest people are those who care more about others than they do about themselves.” Ted Turner

193. “There is a loftier ambition than merely to stand high in the world. It is to stoop down and lift mankind a little higher.” Henry Van Dyke

194. “There is a wonderful mythical law of nature that the three things we crave most in life—happiness, freedom and peace of mind—are always attained by giving them to someone else.” Peyton Conway March

195. “Profit is what we have left after we make a donation to a worthwhile cause.” Marilyn Vos Savant

196. “Giving pays the highest interest rate, and has the longest term of any investment available.” Jeffrey K. Wilson

197. “God is not glorified when we keep for ourselves (no matter how thankfully) what we ought to be using to alleviate the misery of unevangelized, uneducated, unmedicated and unfed millions.” Pastor John Piper

198. “I value all things only by the price they shall gain in eternity.” John Wesley

199. “Money is emphasized in Scripture simply because our temptation to love it is inexplicably powerful.” Erwin W. Lutzer

200. “Money is like manure: If you spread it around, it does a world of good; but if you pile it up, it stinks to high heaven.” (from “The Matchmaker” by Thornton Wilder)

201. “A person’s true wealth is the good he or she does in the world.” Mohammed

202. “One man gives freely, yet gains even more; another withholds unduly, but comes to poverty.” Proverbs 11:24

203. “We should give as we would receive, cheerfully, quickly and without hesitation; for there is no grace in a benefit that sticks to the fingers.” Seneca

204. “We are rich only through what we give, and poor only through what we refuse.” Anne Swetchine

205. “The decent thing to do is get rid of some of this money.” (James Michener, 89, author, commenting on his giving of $117,000,000 during his lifetime)

206. “No one has ever become poor by giving.” Anne Frank

207. “If you’re giving while you’re living, then you’re knowing where it’s going.”

208. “I have found that among its other benefits, giving liberates the soul of the giver.” Maya Angelou

209. “Giving is the lifeblood of happy living.” Todd Parrish

210. “Success in life has nothing to do with what you gain in life or accomplish for yourself. It’s what you do for others.” Danny Thomas

211. “It’s more rewarding to watch money change the world than to watch it accumulate.” Gloria Steinem

212. “Happiness is not so much in having as sharing. We make a living by what we get, but we make a life by what we give.” Norman MacEwan

213. “The greatest use of a life is to spend it on something that will outlast it.” William James

214. “No one would remember the Good Samaritan if he’d only had good intentions. He had money as well.” Margaret Thatcher

215. “Money never made a man happy yet, nor will it. There is nothing in its nature to produce happiness. The more a man has, the more he wants. Instead of its filling a vacuum, it makes one. If it satisfies one want, it doubles and triples that want another way.” Benjamin Franklin

216. “The real measure of our wealth is how much we’d be worth if we lost all our money.” J.H. Jowett

217. “God divided the hands into fingers so that money could slip through.” Martin Luther

218. “The perfect amount to leave children is enough so they would feel they could do anything, but not so much that they could do nothing.” Warren Buffett

219. “You have not lived until you have done something for someone who can never repay you.” John Bunyan

220. “Make all you can, save all you can, give all you can.” Wesley

221. “The intriguing thing about God’s economic system is that no one is too poor to tithe. Tithing is not dependent on financial resources; it is dependent on the level of trust we have in God.” Unknown

222. “I don’t want to be a tightwad. I want to be frugal. I want to celebrate life, to surround myself with beauty, to be content, whatever state I am in. I want to manage my finances, to organize my routine and to use my possessions wisely. I want to budget resources and time, to help others and to bring glory to God.” The Thrifty Person’s Credo, Cynthia Yates

223. “Money is one of the acid tests of character and a surprising amount of space is given to it in Scripture. Whether a man is rich or poor, observe his reaction to his possessions and you have a revealing index to his character.” Oswald Sanders

224. “When giving to God, we are just taking our hands off what belongs to Him.” Croft M. Pentz

225. Having the reality of God’s presence is not dependent on our being in a particular circumstance or place, but is only dependent on our determination to keep the Lord before us continually. Oswald Chambers

226. “Sow a thought, reap an act; Sow an act, reap a habit; Sow a habit, reap a character; Sow a character, reap a destiny.” Unknown.

227. “I’m proud to be paying taxes in the U.S. The only thing is I could be just as proud for half the money!” Arthur Godfrey

228. “Over and over again, the courts have said there is nothing sinister in so arranging one’s affairs as to keep taxes as low as possible. Everybody does so, rich and poor, and all do right, for nobody owes any duty to pay more tax that the law demands. Taxes are enforced exactions, not voluntary contributions.” Judge Learned Hand

229. A newspaper reporter doing a story on John D. Rockefeller, after his death, asked his former chief accountant, ‘How much money did he leave?’ Answer = ‘All of it!’

230. “Why are so many Americans are in debt? They believe in spending tomorrow’s cash today.”

231. “Our time belongs to God. Every moment is His, and we are under the most solemn obligation to improve it to His glory. Of no talent that He has given will He require a more strict account than of our time.” Ellen White

232. Giving and receiving are mutual. Receiving without giving causes dependence. Giving without receiving leads to arrogance. Robert E. Fogal

233. The End