1. Innovation  Investissement  International  Trésorerie  Création  Transmission  oseo.fr Édition 2011 Implants 2012 Lyon Claude sabatin, OSEO One business, three areas of expertise serving the entrepreneurs

2. 2 Close to companies OSEO Local Network 37 Locations 1600 Staff 25 Regional Offices 6 Coordinating Offices Steering and Support

3. 3 OSEO Focus Support growth and innovation for Companies 3 areas of expertise : Innovation support Guarantees to bank financing and equity contributions to facilitate the access to bank loans Direct Financing: for investments and the business operating cycle

4. 4 EBE temps Phase 1Phase 2 Phase 3 Mise sur le marché Validations marketing, préséries, tests, prospection, frais de démonstration Développement Conception Développement Prototype Aide à l’innovation Aide pré-lancement industriel Contrat de Développement Prêt Participatif d’Amorçage Garantie des prêts bancaires Subv / AV Remb taux 0 %/PTZIPrêts Phase d’aide Phase d’investissement Innovation Financing innovative projects

5. 5 Finance a company with its innovative project Project of one company or collaborative project (up to 5 000 FTE) Aid usually below 3 M€ Subsidies (collaborative up to 10M €) Subsides up to 50k€ Interest free loan up to 3M€ Repayable Advances if the project succeeds up to 3M€ Innovation Programmes to support and finance innovative projects

6. 6 Financing of feasibility projects (proof of concept) Implementation of innovation (R&D outlays, production, prototypes, models…) Preparation of full scale production Intellectual proprietary right (strategy, patents, partnership, consortium…) Innovation What are the Eligible expenditures?

7. 7 Guarantee Bank loans Venture Capital funding or Business Angels investments Coverage of 40 to 70 % of the risk Dedicated guarantee funds Innovation, Company creation, International development, Company transfer, Company development Guarantee Facilitate the access to bank loans and to venture capital

8. 8 Financing Intangible investments Physical investments Short term needs (receivables …) Financing together with banks to facilitate companies’ growth Financing