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Payment Gateway Onno W. Purbo Issu Utama Payment Method Security Certificate Authority Cyberlaw.

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Presentation on theme: "Payment Gateway Onno W. Purbo Issu Utama Payment Method Security Certificate Authority Cyberlaw."— Presentation transcript:

1 Payment Gateway Onno W. Purbo Onno@indo.net.id

2 Issu Utama Payment Method Security Certificate Authority Cyberlaw

3 Transaction Security SSL (Secure Socket Layer) SET (Secure Electronics Transaction)

4 SSL (Secure Sockets Layers) is a program layer created by Netscape for managing the security of message transmissions in a network.programlayer Netscape's SSL uses the public-and- private key encryption system from RSA, which also includes the use of a digital certificate.encryption RSAcertificate

5 Payment Method Transaksi model ATM. Pembayaran 2 pihak tanpa perantara. Pembayaran 2 pihak dengan perantara. Micropayment. Anonymous Digital Cash.

6 Type 2 pihak Bank- Customer 3 pihak Bank - Bisnis - Customer Bank - Bisnis - Bisnis

7 B2C Transaction GUI (Web Browser) Product Search Shopping Cart Product Database Transaction Server Customer Bank Merchant Bank Order Processor Delivery Service CA

8 9. Transaction status update Buyer Payment Process. CSP Seller/Mall/Retailer 1. I ‘ll take those items 2. URL Redirect to CSP 4a. Valid card check8. Credit merchant a/c 7. Debit the Card 4b. Card limit Check 10. Smart Receipt 6. Batch settlement (e.g Hourly) 5. Authorization return code 3. Authorize purchase Card Issuing Bank Merhant’s Bank & A Total E-Commerce Solution for B-to-C A Total E-Commerce Solution for B-to-C


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