1. Italy’s Popolari banks and SMEs: a history of success
Forum on Cooperative Banks and SMEs
Italy’s Popolari banks and SMEs: a history of success
Riccardo de Bruyn
Director of the
“Associazione Nazionale fra le Banche Popolari”
(Italian Association of ‘Popolari’ Banks)
Brussels, 4 December 2007

2. 1. Popolari banks and SMEs: rising together
Source: Assopopolari, Banca d’Italia, Istat (National Statistic Institute)

3. Areas with high density
2. Popolari presence is focused on SMEs’ system-areas
Areas with high density
of Popolari branches
SMEs areas
Source: Assopopolari, Banca d’Italia, Istat (National Statistic Institute); data referred to the end of 2006

4. 3. Efficiency: Popolari higher performance in customers screening
Source: Assopopolari, Banca d’Italia

5. 4.Popolari practice lower interest rates to SMEs
Loans other than bank overdrafts up to EUR 1 million
Source: Assopopolari, Banca d’Italia, European Central Bank