1. “YOU TAKE CARE OF YOUR PROFITS AND WE’LL TAKE CARE OF YOUR PEOPLE”

2. ASK YOURSELF? When you went into business, did you do it so you could…  DO PAYROLL?  COMPLETE STATE & FEDERAL TAXES?  ANALYZE INSURANCE & EVALUATE BENEFITS?  STUDY GOVERNMENT RULES AND REGULATIONS?  KEEP UP WITH CHANGING TAX LAWS?  FOLLOW GOVERNMENT COMPLIANCE?  RESOLVE WORKER’S COMP. ISSUES?

3. THEN … DID YOU VOLUNTEER TO WRITE POLICY MANUALS?  DID YOU VOLUNTEER TO WRITE POLICY MANUALS? DID YOU INTEND TO BECOME A RISK MANAGER? AN EMPLOYEE COUNSELOR? AN IMMIGRATION OFFICER?  DID YOU INTEND TO BECOME A RISK MANAGER? AN EMPLOYEE COUNSELOR? AN IMMIGRATION OFFICER?

4. AND …  Did you want to spend time on claims processing, audit reports, risk analysis & management?  Did you want to spend time processing COBRA & unemployment claims and the myriad of mandatory record keeping associated with all of this? NO WONDER YOU HAVE A HEADACHE!!!!

5. WORKING HARDER FACT: The average employer spends 25% of his or her time on managing human resources. **THAT IS AT LEAST 1 DAY A WEEK NOT SPENT ON BUILDING PROFITS!!**

6. LET US RELIEVE YOUR PAIN SOLUTION SOLUTION … Outsource your Human Resources! Hallmark manages your Human Resources (i.e. employee benefits, payroll, workers’ comp) as well as providing a host of enhancements that benefit the relationship between you and your employees. You spend time on Building your Bottom Line.

7. These are Your HEADACHES Before Hallmark

8. RELIEF!! What You Do After Enrolling With Hallmark

9. Work Smarter not Harder  Time spent on HR is time not spent growing your business  WE take care of your HR  YOU take care of your business  YOU make more money  Let us assume your pain  Focus on growing your business

10. BENEFITS FROM HALLMARK  Outsource your employer responsibilities and liabilities to us  Refocus and apply your time and energy to generating profits  Attract and retain the best employees

11. Attracting the Best Employees Hallmark offers access to:  Directly Deposited payroll  Web based benefit package  Health care, vision care, dental care  Life insurance, disability insurance  A 125 cafeteria plan  Employee Assistance Plan (EAP)  Family and medical leave coverage, COBRA coverage, adoption assistance, and more Hallmark delivers what workers want… Fortune 500 quality benefits, financial security and safer work environments.

12. Hallmark is Your Sole Provider Hallmark’s Representative is your sole source for:  Payroll services  Workers’ comp insurance  Workers’ comp risk management  Workers’ comp claims management  Recruiting and screening, etc.  Health insurance  This is OUR Job

13. Working with Hallmark  ATTRACT and RETAIN the best employees  WE take care of your H.R. headaches  YOU take care of your business  YOU MAKE MORE MONEY!!

14. Hallmark’s ROI The Return on Investment (ROI):  Greater job satisfaction  Higher productivity  Lower employment turnover  Relieves you of HR pain  You are free to focus what you do best… MAKE MONEY

15. “YOU TAKE CARE OF YOUR PROFITS AND WE’LL TAKE CARE OF YOUR PEOPLE”