1. US Xpress Finishing Program

2. “Ability for Mobility” Experience Good Driving Record Ability for Mobility

3. CostDemandSupply “Ability for Mobility” Ability For Mobility Negative Positive

4. The High Cost of Moving Around There are many hidden costs in moving from one company to another. Those costs become HUGE over the course of your career!

5. Bob vs Dan: Who retires with more $$$? The story of Bob & Dan Bob 25 Year Old $30,000 Annually 5% in 401K 3% Salary Increase Works for 2 companies 1% Employer Match 8% Annual Rate of Return Dan 25 Year Old $30,000 Annually 5% in 401K 3% Salary Increase Works for 7 Companies 1% Employer Match 8% Annual Rate of Return Bob age 55 - $301,802 Dan age 55 - $186,094 Bob will have more than $115,000 in his retirement account then Dan even though they worked the same number of years.

6. Driver Turnover Costs $$$ Every transportation company is subjected to the high cost of driver turnover. Driver Turn- Over Costs Advertising & Recruiting Bus Tickets & Hotels Orientation & Training Medical Examinations Equipment Preparation Unseated Equipment

7. Cost of Replacing a Driver at USX 2012 5926 Company Drivers Cost $5,000.00 x 5926 = $29,630,000

8. “Ability for Mobility” Ability for Mobility Driver Earning Potential “It is clear that as your ability for mobility increases, your earning potential decreases.” $29,630,000 Cost Drivers Better Pay Packages Bonus Programs Vacation Packages Retirement Packages Equipment Upgrades

9. Why Drivers Leave a Carrier Company A Company B Pay Miles Home-time Equipment Supervisory relationship

10. How We Meet Drivers’ Needs Our pay package meets or exceeds others in the industry. Competitive Pay We have personnel dedicated to finding or improving freight lanes to maximize miles. Competitive Miles We are committed to ensuring you get quality home-time with your family. Home Time Our fleet of 2010 or later model trucks are comfortable, and are equipped with some of the best safety features available. Equipment Our operations staff is continually working on building and improving fleet management- driver relationships. Fleet Operations

11. Share This With Your Students Relationships are a two way street. Miles are up and down in the transportation industry. Make yourself invaluable by being reliable. Realize there WILL be frustrations with EVERY company. Many people are working behind the scenes to help ensure your success. A promise of more miles doesn’t guarantee more miles. A promise of a higher rate of pay promised doesn’t guarantee more pay. A promise of more home- time doesn’t guarantee more time at home. A promise of newer equipment doesn’t guarantee better than you currently have. “Grass isn’t always greener on the other side”

12. Tips to Help Students Manage Money on the Road Keep receipts for expenses and turn them in on Macro 7 before submitting Macro 8. Buy food and prepare meals on the truck instead of eating out. Communicate with your spouse or significant other if you share a bank account. This will help prevent unexpected financial problems. Have an emergency fund set aside to pay for repairs you can’t make while you are on the road.

13. Tips to Help Students Manage Money on the Road Avoid eating fast food. Use free wi-fi when it’s available. Plan for some fluctuation in income. Don’t take cash advances unless it is absolutely necessary. Take advantage of money- saving services at U.S. Xpress terminals, such as laundries and showers.