1. © 2006 Texas Mutual Insurance Company

2. Employee Benefits Timely access to  Treating doctors  Specialty care Quality doctors who will get you well and back to work You have a choice of treating doctors in the network

3. Changing Doctors You may change your treating doctor once without approval You will need to get approval if you change doctors a second time

4. Employee Requirements If you’re hurt on the job  Follow company procedures  If emergency care is needed, get it!  Report your injury as soon as possible Select your treating doctor from the network list  www.texasmutual.com www.texasmutual.com  (800) 381-8067 If you go to a non-network doctor, you may be responsible for payments to the doctor © 2006 Texas Mutual Insurance Company

5. Exceptions You do not have to go to a network treating doctor if it is an emergency you use your HMO primary care doctor* you are referred to a specialist by your treating doctor you live outside the “service area” * - applies only if employer offers HMO coverage

6. Service Area Where network health care is available and accessible If you live in a service area, you must choose a network treating doctor “Live” means  Principal residence (NOT a P.O. Box)  Temporary residence required by employment  Temporary residence for receiving help with daily activities © 2006 Texas Mutual Insurance Company

7. Network Notice Rules to help you get care from the network You will receive a copy of the notice now and if you have an injury You must sign a form stating that you have received and read the network notice

8. Questions? © 2006 Texas Mutual Insurance Company