1. A fundraising event in support of

2. A fundraising event for www.lendtoend.org www.thetownshipsproject.org Since 1999, The Townships Project has been supporting local South African microfinance institutions (MFIs) making tiny loans, starting at about $100, to local individuals to start or expand their small businesses

3. A fundraising event for www.lendtoend.org www.thetownshipsproject.org The Townships Project has enabled more than 20,000 individual loans since its inception, working with local micro-lending institutions, thanks to our many supporters

4. A fundraising event for www.lendtoend.org www.thetownshipsproject.org The Townships Project has changed the lives of more than 100,000 people with an investment of about $50 per person Our goal is to ensure that every South African who needs such a loan has access to it and to ensure that our South African partners become self-sustaining

5. A fundraising event for www.lendtoend.org www.thetownshipsproject.org Africa is by far the wealthiest continent in mineral resources, and by far the poorest in per capita income South Africa is the economic driver in southern Africa, and has a substantial impact on the rest of the continent

6. A fundraising event for www.lendtoend.org www.thetownshipsproject.org More than 20 million South Africans (out of 50 million) subsist on less than $2 a day in a country with the most advanced infrastructure in southern Africa Loans, starting at about $100, are made without collateral to the poorest and are repaid with interest

7. A fundraising event for www.lendtoend.org www.thetownshipsproject.org The Townships Project continues to support Tetla Financial Solutions, South Africa’s newest viable microfinance institution, working in the townships around Cape Town

8. A fundraising event for www.lendtoend.org www.thetownshipsproject.org Tetla, founded by Yvonne Radinku, has reached 2,400 active borrowers with a 96% repayment rate since inception in late 2007

9. A fundraising event for www.lendtoend.org www.thetownshipsproject.org The Townships Project is also offering direct support to Phakamani Foundation which makes loans in the township areas around Nelspruit and White River, just west of the south end of Kruger National Park

10. A fundraising event for www.lendtoend.org www.thetownshipsproject.org In addition, The Townships Project is working with an amazing coalition of universities, NGOs, corporations and private entrepreneurs who are supporting a new development initiative called Asset Based Community Development (ABCD)

11. A fundraising event for www.lendtoend.org www.thetownshipsproject.org Asset Based Community Development (ABCD) stimulates disadvantaged communities to create their own economic plan, and to use that plan to enlist corporate social responsibility funds, micro-finance institutions and micro- franchising businesses to support their community This holistic approach to poverty alleviation is breaking new ground, and it offers the potential of vastly improving the effectiveness of micro-loans

12. A fundraising event for www.lendtoend.org www.thetownshipsproject.org The community development plans often include the sorts of local businesses that microloans can start or expand and that franchising can support through business systems, branding and training Micro-franchising is the application of franchising, the most powerful business system ever created, to smaller businesses (costing up to 3x per capita GDP) The Townships Project believes this approach will deepen the effectiveness of its support for micro-lending in South Africa www.lendtoend.org

13. A fundraising event for www.lendtoend.org www.thetownshipsproject.org The Townships Project has enabled more than 20,000 individual loans since its inception, working with local micro-lending institutions, thanks to our many supporters

14. A fundraising event for www.lendtoend.org www.thetownshipsproject.org MIEMIE DEBESHA Nursery School Principal Herbal Medicine Store Owner Her desire was to “motivate the children and help them realize that education is the best”. So she found a small building near where she lives with her pensioner husband and invited younger children to come to school for the minimal charges of R30 a month. She gathered some ladies around her to help her teach the twenty five children who came. In the meantime Miemie had a small business selling herbal medication.

15. A fundraising event for www.lendtoend.org www.thetownshipsproject.org SESANA MBATHA Tuck Shop Owner Homemade Chip Seller With her first two loans she set up a spaza, or mini market, outside her home, where she sold fruit and vegetables, bread, chips etc. With the third loan, she bought a frying machine, which she uses to make potato chips and fries to sell to her customers.

16. A fundraising event for www.lendtoend.org www.thetownshipsproject.org MEITA MBATHA Tuck Shop Owner Homemade Beer Seller Meita is the sole breadwinner of two grandchildren, a husband and mother. She had ideas for building a business, but there was no money to start it. When Phakamani offered to lend her money she was thrilled. She bought stock of candles, paraffin and sorghum, which she gets from the sugar mill in Hazyview so she can make a sorghum brew.

17. A fundraising event for www.lendtoend.org www.thetownshipsproject.org MRS. LA MATSEBULA Second Hand Clothes Vendor Mrs. Matsebula is also a grandmother who had a small business selling live chickens but it was fraught with difficulties and never did well. In her home she has four adults she cares for plus four small children. There was never enough money coming in to feed her family properly. She started selling traditional clothes like wraparound skirts, sandals, traditional hats etc. Now with the third loan she is able to have some electricity and more food.

18. A fundraising event for www.lendtoend.org www.thetownshipsproject.org THELMA SHABANGU Tuck Shop Owner Thelma is a young lady who is responsible for five small children and three adults. The proceeds earned from her business during her third loan has enabled her to pay for school fees and to start building her house. Right now she’s saving up to put a roof on the house.

19. A fundraising event for You can make a difference! Thank you for your support of Lend to End [poverty] and The Townships Project! www.lendtoend.org www.thetownshipsproject.org