1. Property of WP World Phones International SA. Confidential; do not copy or reproduce without permission WP-WiriPay is an infrastructure provider for e- payments and other e-servicesWP-WiriPay is an infrastructure provider for e- payments and other e-services WP-WiriPay supports all devices on all GSM / GPRS and 3G networksWP-WiriPay supports all devices on all GSM / GPRS and 3G networks Guaranteed, reliable and real-time delivery of transactionsGuaranteed, reliable and real-time delivery of transactions State of the art securityState of the art security Guaranteed reliabilityGuaranteed reliability 24/7/365 Fully managed network24/7/365 Fully managed network WP-WiriPay is…

2. Property of WP World Phones International SA. Confidential; do not copy or reproduce without permission Mobile Phone programmed with WiriPay engine Carrier Network Carrier Gateway Technical Architecture WiriPay Network INTERNET GEODEMOGRAPHIC DATA FRAUD SCREENING PAYMENT PROCESSING User has capability to view transactions on the Merchant Manager Application INFORMATION SERVICES WSMT SSL WiripayGateway WSMT: Wiri Secure Messaging Text SSL: Secure Socket Layer:128 bit VXN: 512 bit or greater SSL Existing Banking Infrastructure WSMT SSL CUSTOMER DATA

3. Property of WP World Phones International SA. Confidential; do not copy or reproduce without permission WAP/SMS Customer activates Wiripay on WAP/ SMS Bookmarks. If PIN is accepted the owners name will appear on the Phones screen. Welcome WiriPay Next Customer enters secret PIN into cellular. (4 digits & ESN is also sent for verification) 1234 Ok Please Enter your PIN Delete WiriPay, 2 Steps Secure Transaction Customer enters Merchant code/ Store code or the phone number into Cellular. 100 Ok Please Enter merchant Code or phone number Cancel Customers enters Yes to finalise purchase, or No to cancel. YesNo Amt. Charged $108 & credited to Safeway at Club Street ? Customer enters amount of purchase $108 Ok Please Enter Amount of purchase Cancel Purchase complete. Paid $108 to Safeway at Club Street Thank you! Purchase is successfully completed. Customer answers call Voice prompts Customer enters secret PIN number WiriPay will call Customer mobile to get a transaction pin authentication 2 nd Authentication 1st Authentication

4. Property of WP World Phones International SA. Confidential; do not copy or reproduce without permission WP-WiriPay Should you require any additional information concerning the WP-WiriPay Service, please do not hesitate to contact us at please do not hesitate to contact us at info@wpworldphones.com info@wpworldphones.com