1. 2017 U.S. BENEFIT PLANS
Open Enrollment is October 26-November 14, 2016
Cover page added

2. Patient Responsibility
SUMMARY OF 2017 IMPROVEMENTS
Medical Plan
Continue to provide high quality comprehensive medical plans with low premiums and low out-of-pocket costs
Only small increases to employee premiums (at most, $25/month)
Increased the major medical coinsurance in PPO from 80% to 90%, which will lower out-of-pocket costs to employees for major services like hospitalization
Example Condition
Overall Cost
Deductible
Co-insurance
Patient Responsibility
Arthroscopic Knee Surgery
$17,000
$400
Old: 80%
$3,320
New: 90%
$1,660
Total Savings from Increased Co-Insurance
Dental Plan
Orthodontia lifetime max increasing by $500 from $1,500 to $2,000
Major Expenses coinsurance increasing from 50% to 60%. For example, for a crown with billed charges of $1,000, your out-of-pocket costs will be $100 lower.
No increase to employee premiums

3. SUMMARY OF 2017 IMPROVEMENTS CONT.
Life, Accident, Disability
Up to 10% rate reduction on Voluntary Life and buy-up Long Term Disability
Insurance
2016 Bi-Weekly Premiums
2017 Bi-Weekly Premiums
Annual Net Savings
Life & Accident
$50.92
$46.00
$127.68
Disability Buy Up
$11.29
$10.17
$29.12
**This table is based off an employee aged 49
401(k)
Increasing the employer match to 75% of the first 6% of employee contributions effective January 1, 2017
Enhanced cash distribution options for retirees
Stat Holiday
Add one company-paid holiday to recognize Martin Luther King, Jr. Day on January 16, 2017

4. MEDICAL PLAN OPTIONS
Take charge of your health with high-quality, affordable plans

5. Medical Plan Options 2017 PPO 2017 Account Based Plan
Monthly Employee Premiums
EE Only: $85 ($5 increase)
EE + Spouse: $170 ($15 increase)
EE + Children: $165 ($15 increase)
Family: $265 ($25 increase)
EE Only: $ ($5 increase)
EE + Spouse: $90 ($10 increase)
EE + Children: $85 ($10 increase)
Family: $140 ($15 increase)
Employer contribution to HSA
N/A
Employee Only: $750
Employee + Spouse: $1,000
Employee + Children: $1,000
Family: $1,250
Office Visit Co-pay
Primary care: $20
Specialist: $30
Subject to deductible/co-insurance
Deductible
Single: $400
Family: $800
Single: $1,500
Family: $3,000
Co-insurance after Deductible
Employee Pays: 10%
Total Out-of-Pocket Maximum
Single: $2,500
Family: $5,000
Single: $3,000
Family: $6,000
Rx Costs
Generic: $7
Brand Preferred: 30% of cost with $30 min and $60 max
Brand Non-Preferred: 50% of cost with $50 min and $100 max
Preventive drugs covered at 100%
All other drugs subject to deductible/ coinsurance
Rx Out-of-Pocket Maximum
$2,000 per member
Included in total out-of-pocket max (above)

6. 401(k) ENHANCEMENTS
Save now, sustain later

7. 401(K) ENHANCEMENTS 401(K) Company-Match Enhanced: Current
New for 2017
Match Formula
50% of first 6%
75% of first 6%
Maximum Match 3%
4.5%
Match enhancement will better help you prepare for retirement
Rule of thumb: Fidelity recommends saving 13-15% of your pay in order to have enough money for retirement
With this change, contributing 6% gets you to 10.5% total contribution to retirement
New match takes effect on earnings and contributions from Jan. 1, 2017 (i.e. the Q1 match which is funded after the end of Q1)
Existing graded vesting schedule (three year graded) remains
Enhanced Distribution Options for Retirees
Today, there are limited options for retirees to receive cash – you may either cash out the entire lump sum or rollover to IRA
We are enhancing options to provide:
Partial or periodic cash withdrawals – amount and frequency is determined by participant

8. 401(K) MATCH ENHANCEMENT Example
Compounded Value of Just the Enhanced Match
Annual Salary
Current Annual Max Match
Future Annual Max Match
Annual Value of Additional Match
5/Yr Period
10/Yr Period
20/Yr Period
$45,000
$1,350
$2,025
$675
$4,000
$10,000
$32,000
$65,000
$1,950
$2,925
$975
$6,000
15,000
$47,000
$100,000
$2,950
$4,425
$1,475
$9,000
$23,000
$71,000
Assumptions:
Assumes 6% rate of return
Assumes 3% salary increase each year

9. SUPPLEMENTAL INSURANCES
Take charge of your health with high-quality, affordable plans

10. VOLUNTARY LIFE, ACCIDENT AND DISABILITY INSURANCE
Review your existing elections:
Increase Opt Life by up to $40,000 in $10,000 increments
No restriction on increasing AD&D
Elections can not exceed five times your annual salary
Don’t forget about the premium reductions of up to 10% on Voluntary Life and Long Term Disability

11. ACCIDENT INSURANCE
MetLife provides lump sum payments to the employee in the event of a variety of different accidents that result in emergency room treatment or hospitalization
Just a few types of accidents that are covered under the plan:
Fractures
Burns
Concussions
Ambulance (air or ground) usage benefits
Hospital stay benefits
Coverage is meant to compliment the medical plan and help offset out-of- pocket costs in the medical plan
Two Plan Options are Available – High Plan and Low Plan

12. CRITICAL ILLNESS INSURANCE
MetLife provides lump sum payments if you suffers from one of many serious or critical illnesses
Coverage for 22 conditions. A few of the serious or critical illnesses covered:
Heart Attack
Stroke
Cancer Diagnosis
Organ Transplant
End Stage Renal Failure
Two Plan Options are Available – High Plan and Low Plan

13. REMINDERS
Take charge of your health with high-quality, affordable plans

14. VIRTUAL VISITS: TELEMEDICINE
You can see and speak to a health care provider 24/7 using a mobile device or computer, all from the convenience of your home or office
First visit must be by video chat (from phone, tablet, pc)
Most visits last only ten minutes
Prescriptions are sent to your choice of local pharmacy
These Virtual Visits can help with most common conditions:
Allergies
Cold/Cough
Fever
Nausea
Sinus Infection
Billed charges range from $40 - $60 vs. $125 - $200 for primary care/urgent care visit
PPO Plan members: $20 PCP copay will apply
Account Based Plan members: billed charges subject to deductible/coinsurance

15. TAKE ADVANTAGE OF THESE IMPROVEMENTS
Review your Medical and Dental plan elections
Review Spousal Surcharge and Tobacco Use Surcharge elections
Consider Itron’s Voluntary Benefits – Accident and Critical Illness
Review Voluntary Life, Accident and Disability elections
Review your 401(k) contributions election in Fidelity; especially if you are contributing less than 6%
Enroll in benefits by noon PST Monday, November 14, 2016
Review your Benefit Confirmation Statements
All errors must be reported to HR by November 18, 2016
Questions? Contact HR Helpdesk at or at ITRON01 ( )

16. APPENDIX
Take charge of your health with high-quality, affordable plans

17. Accident Insurance – premiums and sample benefit payouts
Low Plan
High Plan
Premiums (after tax dollars per pay period)
EE Only: $3.87
EE+ Spouse: $6.06
EE+ Child/Children: $7.92
Family: $9.88
EE Only: $7.31
EE+ Spouse: $11.44
EE+ Child/Children: $14.94
Family: $18.48
Ambulance (Ground/Air)
$200 benefit for ground
$750 benefit for air
$300 for ground
$1,000 for air
Emergency Room Treatment
$50 benefit
$100 benefit
X-Ray
$200 benefit
Fractures
Up to $3,000
Chip fractures pay 25%
Up to $6,000
Dislocations
Partial Dislocation pays 25%
Hospital Admission
$500 benefit
$1,000 benefit
Daily Hospital Benefit
$100 per day benefit
$200 per day benefit

18. Critical Illness Insurance: premiums and sample benefit payouts
Low Plan
High Plan
Premiums (after tax dollars per pay period) vary by age and smoker status
Age: 45-year-old nonsmoker
EE Only: $6.02
EE+ Spouse: $9.07
EE+ Child/Children: $7.27
Family: $10.32
Age: 55-year-old nonsmoker
EE Only: $12.81
EE+ Spouse: $18.48
EE+ Child/Children: $14.05
Family: $19.73
EE Only: $12.05
EE+ Spouse: $18.14
EE+ Child/Children: $14.54
Family: $20.63
EE Only: $25.62
EE+ Spouse: $36.97
EE+ Child/Children: $28.11
Family: $39.46
Heart Attack
$15,000
$30,000
Full Cancer Benefit
Major Organ Transplant
Health Screening Benefit (incentive for getting physical)
$50/year benefit
$100/year benefit