1. Socio- economic factors in study and career choices

2. Finances and affordability
Studying at a university or a college can be expensive…there are a few way to get financial assistance:
Bursary
An amount of money a student is given to help pay for their studies
You do not have to pay back a bursary
Student loan
Money lent from the bank
Has to be paid back with interest once you start working

3. Scholarship Learnership
Some organizations give certain learners a scholarship if they have performed well at school or at sport
These do not have to be paid back
Learnership
A learnership allows you to earn while you learn
You learn the work at university and apply that knowledge at a real job while you learn
You get a qualification at the end

4. Stereotyping
Stereotyping is believing, unfairly, that all people or things with a particular characteristic are the same
Can be positive: “all Kenyan men are good marathon runners”
Or negative: “all blondes are stupid”
This also applies to careers and can limit your options: “nursing is a womans job”

6. Stereotyping Woman Men
Women are supposed to have "clean jobs" such as secretaries, teachers, and librarians
Women are nurses, not doctors
Women are not as strong as men
Women are supposed to make less money than men
The best women are stay at home moms
Women don’t need to go to college
Women don’t play sports
Women are not politicians
Women are quieter than men and not meant to speak out
All men enjoy working on cars
Men are not nurses, they are doctors
Men do "dirty jobs" such as construction and mechanics; they are not secretaries, teachers, or cosmetologists
Men do not do housework and they are not responsible for taking care of children
Men play video games
Men play sports
Men enjoy outdoor activities such as camping, fishing, and hiking
Men are in charge; they are always at the top
As husbands, men tell their wives what to do
Men are lazy and/or messy
Men are good at math
It is always men who work in science, engineering, and other technical fields
Men do not cook, sew, or do crafts

7. Stereotipering
Woman
Women are supposed to be submissive and do as they are told
Women are supposed to cook and do housework
Women are responsible for raising children
Women do not have technical skills and are not good at "hands on" projects such as car repairs
Women are meant to be the damsel in distress; never the hero
Women are supposed to look pretty and be looked at
Women love to sing and dance
Women do not play video games
Women are flirts
Women are never in charge

9. Accessibility- do you have access to further training?
You need to ask yourself:
Is there somewhere close where you can study?
Can you afford traveling costs, accommodation, study fees?
Do you have access to books and materials needed for this course?
Can you study for this
course through UNISA?

10. Impact of income tax
Income tax is a tax that all individuals and companies must pay on what they have earned
The government uses the money for ‘running’ the country (roads, schools, hospitals…)
The tax is collected by SARS (South African Revenue Services)

11. Everyone who is employed must register to pay tax
There are different ways to pay for tax:
SITE
Standard Income Tax on Employees
Earn less than R a year
PAYE
Pay As You Earn
If you get more than a month a % I taken for tax
Provisional tax
You pay tax twice a year depending on what you have made