1. Student Health Insurance Costs: How Much Will I Pay?
Laura Burkhart MD, MPH
Staff Physician
Zerfoss Student Health Center

2. Visits at Student Health
We see all enrolled students, regardless of insurance plan
Your visits with a Student Health Center provider are free

3. Costs at Student Health
Small charges for supplies or blood testing/labs
Small charges for medications dispensed on site
Payment is required the day when service is given
You can use Commodore Card or Credit Cards

4. Services Outside Student Health
Your medical provider at Student Health might refer you to a specialist outside of Student Health
Specialist visits are not free and there will be a charge
You also might need to obtain other services such as X-rays or other imaging
These services are also not free, and there will be a charge

5. Initial Cost First you pay the deductible
This is the amount you pay before the Insurance plan starts to pay
$250/year for services in preferred hospitals and clinics
$500/year for non-preferred (out of network) hospitals and clinic
Also separate $100 for prescription deductible each year

6. Subsequent Costs
Copayment/Copay: This is your part of the cost. After your deductible, you pay:
10% if at Vanderbilt
20% outside of Vanderbilt (but preferred in-network clinic)
40% if outside the Vanderbilt and preferred network
In addition, you pay $100 extra each time you go to the Emergency Department if you’re not admitted to stay in the hospital.

7. Pharmacy Usage and Copays
You must pay your $100 pharmacy co-pay before your benefits start
After you pay this $100 co-pay, each medication will be covered at a set price depending on type and brand
$15 generics
$50 brands
$75 specialty medicines

8. Vanderbilt Student Insurance Representative
Kristy Miller
Located at the Vanderbilt Student Center

9. Thank you!