1. HEALTH SAVINGS ACCOUNT OVERVIEW

2. About the Health Savings Account
You must be enrolled in an HSA-compatible plan to open a health savings account (HSA)
A “checking account” just for qualified health care expenses
Use it to pay for expenses now and save for the future—tax free!

3. Five key features You own it
You get free money from [Company] each [insert timeframe such as monthly/quarterly/each year/matching]
You get triple tax savings
on deposits
on interest or investment earnings
on withdrawals for qualified expenses
Pay for qualified expenses with a convenient debit card or through online reimbursement
Your unused balance rolls over

4. When spending your HSA balance, remember …
Use it only for qualified expenses
Or you’ll owe income taxes and a 20% penalty to the IRS!
Save your receipts for tax time
You’ll need them if you’re audited by the IRS
See a list of eligible expenses on the IRS website at

5. Absolutely, positively … open your account!
If you don’t, you’ll miss out on free money from [Company]
[$XXX] to [$X,XXX]
Opening your account is easy!
Go to [insert enrollment URL] and follow the instructions
[If you allow paper form, indicate that here]