1. To Lease or Not to Lease?

2. Why Lease?
Equipment financing can be a powerful financial tool to help you run and grow your business.
Today, more than ever, successful businesses are using lease financing for their equipment purchases. 
Take a look at the many reasons leasing is a great financing option and can help you get your business started. 

3. Control Over Your Money
Leasing
Bank
Fixed rate – set monthly payment with flexibility to fit your budget
Floating rates – interest rates change yearly, so payments can vary

4. Control Over Your Money
Leasing
Bank
We only ask once. Financial statements are needed for the deal, and that is it (fixed rate)
Banks ask every year. Financial statements are required each year to determine interest rate (floating rate)

5. Your Money Remains Available
Leasing
Bank
Avoid costly down payments, 100% financing with zero down
Bank is likely to want a down payment

6. Your Money Remains Available
Leasing
Bank
Loans are typically tied to a General Security Agreement - the bank will own everything you own for the term of the transaction
A General Security Agreement is rarely asked for - what you own remains yours

7. Skip payments from 3 - 12 months with credit approval
Flexibility
Skip payments from months with credit approval
Lease is a 100% write off within the term chosen   

8. Flexibility “Trade-Up”
If you want the newer model of the equipment you are leasing, you trade in the old for the new and your lease will be adjusted.

9. Life Disability Damage
Equipment Insurance
Leasing
Bank
Life
Disability
Damage
Life
Disability
Damage
Damage insurance can protect you from unplanned costs. For example, if a digital sensor is damaged, replacement costs are:
$5,000 to $10,000 if you own the equipment, or
$500 (deductible) if you lease the equipment.

10. The Leasing Process

11. Why VPL?
Owner John Varndell has 15 years as a dental representative and 15 years of leasing for the dental industry
VPL has managed over 110 million dollars and transactions
Available 8am-8pm, 6 days a week
Custom ROIs available
A+ rating with the Better Business Bureau
Quick turn around for approval
​​Our goal is your success

12. VPL Can Help – Contact Us Today
Whatever your financing needs or questions are, feel free to contact us. No need is too big or small.
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