Presentation is loading. Please wait.

Presentation is loading. Please wait.

What is a Credit Crunch? When it is difficult to get a loan

Published byBo Lund Modified over 5 years ago

Similar presentations

Presentation on theme: "What is a Credit Crunch? When it is difficult to get a loan"— Presentation transcript:

1 What is a Credit Crunch? When it is difficult to get a loan
Banks are reluctant to lend money Consumers are reluctant to borrow money This makes it very hard to GDP to expand rapidly (think circular flow) and create new jobs

2 House of Cards Led to Caused by Credit Bubble

3 Government Takeover of Subprime Mortgages
FNMA & FHLMC Government takeover Wall Street Firms Bankrupt or Bought Bear Stearns Merrill Lynch Lehman Brothers AIG Insurance Company Government Takeover Government Takeover of Subprime Mortgages

4 Credit Crunch Radio Link

Download ppt "What is a Credit Crunch? When it is difficult to get a loan"

Similar presentations

1 MIM 574 – Current Financial Condition of The United States Financial Crises Of 2007-2010 The Great Recession.

1 MIM 574 – Current Financial Condition of The United States Financial Crises Of The Great Recession.
THE GREAT RECESSION The Crisis, the Impact, the Future June 2009.

THE GREAT RECESSION The Crisis, the Impact, the Future June 2009.
The Old Days Home buyer Regulated Retail Bank 1 $ Mortgage.

The Old Days Home buyer Regulated Retail Bank 1 $ Mortgage.
Topic 5. The Crisis of 2008. 1. Securitization, plus … 2. Huge World Capital Surplus produced … The Shadow Banking System.

Topic 5. The Crisis of Securitization, plus … 2. Huge World Capital Surplus produced … The Shadow Banking System.
Anatomy of a downturn A closer look at the global ‘credit crunch’

Anatomy of a downturn A closer look at the global ‘credit crunch’
The Subprime Mortgage Crisis

The Subprime Mortgage Crisis
Prepared for Dr. Ramon Castillo Econ 462 CALIFORNIA STATE UNIVERSITY, LOS ANGELES Spring 2011 U.S Financial Crisis 2007-2009 2007-2009 Present by Huan.

Prepared for Dr. Ramon Castillo Econ 462 CALIFORNIA STATE UNIVERSITY, LOS ANGELES Spring 2011 U.S Financial Crisis Present by Huan.
Inside the Bubble: The Global Economic Crisis and Journalism.

Inside the Bubble: The Global Economic Crisis and Journalism.
The Financial Crisis of 2007-2008 and the Great Recession A Massive Failure of the Financial and Political Elites in the United States: The Crisis of 2008.

The Financial Crisis of and the Great Recession A Massive Failure of the Financial and Political Elites in the United States: The Crisis of 2008.
A Timeline of The Great Recession

A Timeline of The Great Recession
Renee D. Laychur, CFA Senior Vice President & Senior Portfolio Mgr First National Bank.

Renee D. Laychur, CFA Senior Vice President & Senior Portfolio Mgr First National Bank.
How we got here and what it means. I. Lending Standards – Banks were lending too much money to people who couldn’t pay it back. + II. Interest Rates –

How we got here and what it means. I. Lending Standards – Banks were lending too much money to people who couldn’t pay it back. + II. Interest Rates –
Luo Jun ID: C61954 20/07/2011. outline Definition Argument Conclusion Discussion.

Luo Jun ID: C /07/2011. outline Definition Argument Conclusion Discussion.
Dallas Hall, Chuck Dobson, Guy Tahye & Tunde Olabiyi.

Dallas Hall, Chuck Dobson, Guy Tahye & Tunde Olabiyi.
Credit Conditions. Overview International Credit conditions fuelled the bubble in some countries –But not all Deteriorating International Conditions have.

Credit Conditions. Overview International Credit conditions fuelled the bubble in some countries –But not all Deteriorating International Conditions have.
The “Great Recession”: The Government’s Response.

The “Great Recession”: The Government’s Response.
Causes of the Financial Crisis (PREP: Open NPR clip here and load at beginning of lecture) (PREP: Open NPR clip here and load at beginning of lecture)

Causes of the Financial Crisis (PREP: Open NPR clip here and load at beginning of lecture) (PREP: Open NPR clip here and load at beginning of lecture)
Final Essay Preparation The “Great Recession” of 2008.

Final Essay Preparation The “Great Recession” of 2008.
Economic Bubbles How the housing market led to the Great Recession.

Economic Bubbles How the housing market led to the Great Recession.
POLITICAL ECONOMY OF GLOBAL BANKING CRISES MUSTAFA AKAYDIN HALİL BÜLBÜL.

POLITICAL ECONOMY OF GLOBAL BANKING CRISES MUSTAFA AKAYDIN HALİL BÜLBÜL.

Similar presentations

Ads by Google