1. STOP ALLOWING MONEY TO STAND YOU UP AND BREAK YOUR HEART Love Yourself, Financially

2. MoneyMatch What kind of money person are you? Spender Miser Hater Seeker Enjoyer Spenders make frequent purchases beyond their means; Buy things to try and make you happy; shopping connected with mood Misers fear poverty and constantly worry they do not have enough money to live; live at poverty level by choice because they fear things will get worse; do not spend money but do not invest they hoard. Haters detest money and the effect it has on people; has few material needs; does not enjoy with-in reason Seekers obsess on becoming rich; believe wealth will make them happy wealthy; usually overcompensating for something; tend to loose sight of people Enjoyers control money so it provides comfort and happiness; life is what maters, money is an accessory (can live with or without it).

3. ONE OF THE LONGEST RELATIONSHIPS YOU WILL HAVE TREAT IT LIKE YOU WOULD AN IMPORTANT PERSONAL RELATIONSHIP NEED TO WORK AT THE RELATIONSHIP THE RELATIONSHIP CAN BE GOOD OR BAD SEEK HELP WHEN RELATIONSHIP HITS THE ROCKS! What Kind of Relationship Do You Have With Money?

4. The Non Relationship Do you hate talking about money? Do you procrastinate in balancing your checkbook? You have no idea how much money you owe on your credit cards/loans You have no saving you deal with each event as it happens You allow your significant other handle all the money

5. The Abusive Relationship Do you skip paying one bill to pay a different bill? Has your debt lead to collection call? Do you give up necessities (medication) to pay rent? Do your overdue bills determine how your Financial Aid is spent? Do you spend even though you know you do not have enough money to cover the expense? Do you argue with family about money?

6. The Controlling Relationship Do you worry about being overdrawn with each purchase? Do you skip a meal to have money for something else? If your loan or refund check is delayed do you miss payments on bills? Do you register for classes based on when your next payday is? If you needed 500.00 in car repairs would that result in withdrawing from school?

7. The Non-Committed Relationship Do you say it will work out Do you borrow the maximum amount to replace or supplement your salary? Do you accept loans without knowing the exact total amount you will have to borrow for your education? Do you feel you cannot get an education unless someone else pays the costs?

8. The one relationship How to build a positive relationship with your money Know the exact amount of debt you have How much money is coming into the household Plan for expenses Plan for the unexpected Take control !

9. Calculating Net Worth What kind of money do I have coming in and what kind of expenses do I have going out? Whats left for me?

10. Calculators www.choosetosave.org/calculators/