1. Purchase Rate: 19.99% Annual Fee: $39 Additional Card: $0
Convert RBC Rewards points to Esso Extra points, Shoppers Optimum points ‡ or WestJet dollars ‡ .
Earn additional RBC Rewards points when you book travel with Carlson Wagonlit Travel or rent a vehicle at any participating Thrifty Car Rental locations in Canada.
Earn bonus points when you shop online at the RBC Rewards eMall ™ .
Book travel rewards instantly . Only the RBC Rewards program has an online booking tool that's powered by Orbitz ‡ .
Redeem your points online for over 50,000 of the hottest tech products from Best Buy ‡ .
Enjoy speed, convenience and security when paying for small purchases with Visa payWave .
Hotel Reservations Guaranteed.
Payback with Points allows you to redeem RBC Rewards ® points towards your credit card balance.
Purchase Rate:
19.99%
Cash Advance Rate:
21.99%
Annual Fee:
$39
Additional Card: $0

2. 1%* (N/A on intro offers)
Scotiabank Value® VISA
Card
Low 11.99% interest rate
Interest free grace period of at least days on purchases
Save hundreds of dollars a year
Pay down balances faster
Simplify your monthly payments
20% AVIS rental card discount
Typical APR
Balance Transfer APR
Balance Transfer Fee
Annual Fee
11.99%*
0.99% for 6 months*
1%* (N/A on intro offers)
$29*

3. Capital One® Aspire Cash™ Platinum MasterCard®
-Earn cash rewards and pay no annual fee!
-Earn 1% cash rewards on all net purchases
-No limit to the amount of cash you can earn
-Annual interest rate of Prime +16.8%
Typical APR
Balance Transfer APR
Balance Transfer Fee
Annual Fee
Credit Needed
Prime +16.8%
See Application
$0*
Average Credit

4. A new phone (Samsung s6)
$1217
I think this phone is so cool. And it is the newest one from Samsung. Also which phone I am used now is too old. So I want to by a new one. This phone has many new functions.

7. In the future
In the future , if I need to get a credit card. I think I will choose the first one in this ppt.
Because I liking shopping. And this card is good for shoppers. You can get many favorable things, when you use this card. It is convenience and security when paying for small purchases with Visa payWave. Also when I go to travel, it has Hotel Reservations Guaranteed. So it is more convenient for me. And this card has Payback. You can payback with Points allows you to redeem RBC Rewards ® points towards your credit card balance. So in the future , I will choose the most suitable one for me. Then I can get more benefit and save more money.