1. What is a Cooperative? Updated as March 2008

2. Cooperatives Development Department Jamila Bachiri/ Whats a Coop Research Legislatio n Business Cooperatives Association of Members

3. Cooperatives are Business Credit Union / Caisses Populaires Producers Workers Consumer HealthCommunication Housing

4. Who is the owner? Who Uses the services

5. Cooperatives Are Incorporated Under By laws Formulated into Regulations Cooperatives Act

6. Board of Directors Elect Members

7. Management Board of Directors Association Business

8. Voluntary and Open Membership Member Economic Participation Autonomy and Independence Education, Training and Information Co-operation among Co- operatives Concern for Community Democratic Member Control Members COOPERATIVE

9. 1- Voluntary and Open Membership

10. 2- Democratic Member Control Association issues Business Issues Decision

11. 3- Member Economic Participation Raising Capital Investmen t Membershi p fees

12. 4- Autonomy and Independence Needs Services & Product Potential & possibilities Satisfaction of users members

13. 5- Education, Training and Information

14. 6- Co-operation among Co-operatives

15. 7- Concern for Community