1. Introduction to Credit Union for SELHAG

2. A financial co-operative, owned and run by its members Members must currently have a common bond between them, such as living or working in a particular area Led by a volunteer board, but often professionally managed Offers basic financial services of savings, (sometimes) current accounts, and affordable loans

3. Formed in 1992 as ACTS Credit Union Founded by Churches in the Sydenham and Forest Hill area Now covers all of the London Borough of Lewisham Has over 5,000 members (including Juniors), with over £1m both of savings and loans Offers a full range of services, including the credit union current account

4. Offers a place to save Enables people to gain access to a current account in a setting many find more friendly and supportive than a Bank Can be a source of general help and guidance on money and budgeting matters Offers affordable loans to members, including those on low incomes, often at much better rates than available elsewhere

5. Come to our offices at 262 Kirkdale, Sydenham (Open Monday to Friday 9.30 – 1PM) Call us on 0208 778 4738 By email at Manager@Pluscu.co.ukManager@Pluscu.co.uk Via our website www.pluscu.co.ukwww.pluscu.co.uk

6. Make residents aware of credit union services Identify particular residents who can benefit, and refer them to the credit union Make residents aware of the Credit Union Current Account as an alternative to mainstream Banking Actively discourage the use of high cost credit