1. One Product, Multiple Solutions
Beneficiary receives $250,000
Beneficiary receives $250,000
Beneficiary receives $250,000
Beneficiary receives $200,000
Receives 100% premium back
$250,000 Life Ins.
$50,000 Critical care $1,500 Acc. Disability
With return of premium*
Die
Die
Die
Die
Age 70 alive
Age 41 Noninvasive Cancer
Age 47
Invasive Cancer
Age 50
Car accident
Age 60
Heart Attack
Age 67
Nursing Home
Health Worsens
Live
Disabled
Live
Live
Receives $50,500
from CI Rider
Receives $1,500 month for two years
$36,000 total
Receives $50,000 from CI Rider
Receives $50,000 from Accel. Benefit Rider
Sample case of 30-year old male Life-Scape Term $250,000 life with riders:
Disability Income $1,500
Critical Illness $50,000
Accelerated Benefit Rider.
One Product, Multiple Solutions