1. Family Financial Planning
Christine Fabian

2. CONCERN If I do not ??? Then I might not ???
My ??? is being affected by my money situation.
My life would be better if I could just ???

3. MOTIVATION Wow! What will it be like if we can just ????
I am excited to not worry about ????
My ???? is going to be better off because ????

4. NEW PATTERN

5. GET A CLEAR PICTURE – STEP 1a
How much money do I have? -minus- How much do I owe? The difference is your Net Worth Terminology- Net Worth

6. GET A CLEAR PICTURE – STEP 1b
How much do I make each month (paycheck)? -minus- How much do I spend each month (paycheck)? The difference will tell you if you have money to save. This is your personal monthly cash flow statement Terminology- Cash Flow Statement

7. GET A CLEAR PICTURE – STEP 2a
Wants vs Needs

8. GET A CLEAR PICTURE – STEP 2
Wants vs Needs

9. GET A CLEAR PICTURE – STEP 2b
When do I get paid? When are my bills due? Weekly Monthly Annually

10. Making a plan – step 3a BUDGET
Pen and Paper
Using Excel
Using an app like
Envelope System

11. Making a plan – step 3b EMERGENCY SAVINGS
Amount?
Purpose?
Location?

12. Making a plan – step 3c DEBT REMOVAL

16. REVIEW
Questions?