1. WARNING: Privacy and Data Breach
Joe Crouse
Legislative Counsel
Consumer Bankers Association

2. WARNING: Privacy and Data Breach
Introduction
Evolution of Privacy Regulation
Status Quo
Compliance

3. WARNING: Privacy and Data Breach
The Evolution of Privacy Regulation--Overview
Social Security Number Restrictions
Gramm / Leach / Bliley
FACT Act
Data Breach

4. WARNING: Privacy and Data Breach
Status Quo
Federal Status Quo
FTC Guidance
FACT Act Disposal Rule
Enforcement
State Laws ("Emerging Status Quo")
Social Security Number Restrictions
Data Breach
Data Breach Reaction Plan

5. WARNING: Privacy and Data Breach
Status Quo, cont.
Preemption: The Price
"Trigger Terms": Unresolved Questions

6. WARNING: Privacy and Data Breach
Compliance Plan
Electronic and Paper-Based Media Handling
Logging and Data Collection
Service-Provider Oversight
Intrusion Detection and Response

7. WARNING: Privacy and Data Breach
Compliance Plan, cont.
Business Continuity Considerations
Insurance
Security Testing
Monitoring and Updating

8. WARNING: Privacy and Data Breach
Closing and Questions