1. Send Remittance using Mobile Money A step by step guide to the process

2. Pre-requisites: 1.Signed up to the service 2.Sufficient balance in your bank account 3.Aware of your PIN. 1.It is of 5 characters in length and can be combinations of alphabets and numbers 2.PIN is case sensitive 4.Aware of the Beneficiarys Mobile Number and Name 1.The beneficiarys mobile number receives the necessary Remit Code to encash 2.The beneficiarys name that you input should resemble the name in his/her citizenship Using Mobile Money

3. Sending Instructions 1.Type SEND to indicate your intention to make a remittance transaction 2.Type your unique PIN after a space. Eg your PIN is PiN21 3.Type the Beneficiarys full name and mobile number, without space. Eg. Beneficiarys name is Amit Rai and mobile no. is 9841400896 4.Type the Amount you need to Remit. Eg. Rs. 5,000 5.Send to 2002 Send || | | PiN21 amitrai9841400896 5000

4. How the Back end Process Works… Customer Sends SMS to 2002 SMS transmitted through Telecom SMS Processed and Executed by the Bank Transaction Confirmation Sent to Sender Remit Code and AmoutConfirmation Sent to Receiver Rs.10000 successfully remitted by 9842166092 [Sagar Sherpa] to 9841400896 [amitrai]. Tran No. 177145 Remit No. 689221225855 Account Balance now:20106.42 Rs.10000 has been sent to you by 9842166092 Remit No. 689221225855 Please collect at any of our branches or remittance agents. -Laxmi Bank

5. What you need to check Check the amount Confirm that you have typed in the beneficiary name as per the Citizenship Card Check the Remit No. This number will also be delivered to the beneficiary mobile no. you provide. Delete your original SMS with the PIN, send to 2002, from your outbox Rs.10000 successfully remitted by 9842166092 [Sagar Sherpa] to 9841400896 [amitrai]. Tran No. 177145 Remit No. 689221225855 Account Balance now:20106.42 Rs.10000 successfully remitted by 9842166092 [Sagar Sherpa] to 9841400896 [amitrai]. Tran No. 177145 Remit No. 689221225855 Account Balance now:20106.42 Rs.10000 successfully remitted by 9842166092 [Sagar Sherpa] to 9841400896 [amitrai]. Tran No. 177145 Remit No. 689221225855 Account Balance now:20106.42 Rs.10000 successfully remitted by 9842166092 [Sagar Sherpa] to 9841400896 [amitrai]. Tran No. 177145 Remit No. 689221225855 Account Balance now:20106.42

6. Beneficiary needs to check… Check the amount Check the Remit No. You will need to deliver the remit number along with your Citizenship Card to receive your amount. Do NOT disclose this number to others! You can cash-out from any branch or Agent. Click here for list of our branches and here for list of our agentshere Delete your original SMS with the PIN, send to 2002, from your outbox Rs.10000 has been sent to you by 9842166092 Remit No. 689221225855 Please collect at any of our branches or remittance agents. -Laxmi Bank Rs.10000 has been sent to you by 9842166092 Remit No. 689221225855 Please collect at any of our branches or remittance agents. -Laxmi Bank Rs.10000 has been sent to you by 9842166092 Remit No. 689221225855 Please collect at any of our branches or remittance agents. -Laxmi Bank Rs.10000 has been sent to you by 9842166092 Remit No. 689221225855 Please collect at any of our branches or remittance agents. -Laxmi Bank

7. Transaction Successful! Thank You