1. How to use a checking acct

2. Let’s take a close look at checks
Copyright 2009

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YOUR NAME
YOUR ADDRESS YOUR PHONE NUMBER Date: PAY TO THE ORDER OF l$
____________________________________________________________________Dollars FINANCIAL INSTITUTION City, State, Zip Code Memo_______________________ __________________________________
: : : 5 11 4 10 6

4. To complete your checks, you need to fill in: 1. The date.
Writing a Check
To complete your checks, you need to fill in: 1. The date.
2. The Pay to the Order of line. This is where you write the name of the person or company to whom you will give the check.

5. 3. The dollar amount of the check in numbers – such as $19.75.
Writing a Check
3. The dollar amount of the check in numbers – such as $19.75.
4. The dollar amount of the check in words such as nineteen and 75/100.
Aftter writing out the amount of the check, draw a line to the end. This prevents anyone from adding an additional amount after what you wrote.

6. Writing a Check
5. The memo section is optional. You can use this area to write your account number or the reason for the check
6. Signature line. Be sure you sign your name as you did on your signature card.

7. Preprinted Information
Checks contain other preprinted information: 7. Your name and address. Your phone number is sometimes included.
8. The check number. The number is used to identify each check written Codes for the state where the bank is located and the regional Federal Reserve Bank that will handle this check.

8. Preprinted Information
10. Your bank’s name and branch.
11. Routing numbers. The bank and state computer routing numbers and your account number and the check #.

9. Back of a Check ENDORSE HERE
DO NOT WRITE, STAMP OR SING BELOW THIS LINE RESERVED FOR FINANCIAL INSTITUTION USE*

10. If depositing write “for deposit only” it secures your check.
Back of a Check
The back of the check has an area to endorse a check. Endorsing a check means to sign the back of the check to make it cashable.
If depositing write “for deposit only” it secures your check.

11. Sample Check

12. DEPOSITS
To add money to your account, you need to make a deposit. When making a deposit, you will fill out a deposit slip to let the teller know how much you are depositing. Deposit slips are included with your checkbook and have your account number printed on them.

13. Sample Cash Deposit Slip
D E P O S I T T I C K E T
YOUR NAME YOUR ADDRESS YOUR PHONE NUMBER
DATE _________ 3/22 ________
C H E C K S
CURRENCY 30
DEPOSITS MAY NOT BE AVAILABLE FOR IMMEDIATE WITHDRAWAL
COIN
_______________________ __________
SIGN HERE IF CASH RECEIVED FROM DEPOSIT
TOTAL FROM REVERSE SIDE
YOUR FINANCIAL INSTITUTION YOUR CITY, STATE, ZIP CODE
SUBTOTAL
DO NOT USE FOR AUTOMATIC PAYMENT OR CHECK TRANSACTIONS
LESS CASH RECEIVED
NET DEPOSIT
: : ,:

14. Sample Deposit Slip With Cash Back
D E P O S I T T I C K E T
YOUR NAME YOUR ADDRESS YOUR PHONE NUMBER
DATE 3/23 __________________
C H E C K S
CURRENCY
DEPOSITS MAY NOT BE AVAILABLE FOR IMMEDIATE WITHDRAWAL
COIN
_______________________ __________ 50
SIGN HERE IF CASH RECEIVED FROM DEPOSIT
TOTAL FROM REVERSE SIDE
YOUR FINANCIAL INSTITUTION YOUR CITY, STATE, ZIP CODE
SUBTOTAL
DO NOT USE FOR AUTOMATIC PAYMENT OR CHECK TRANSACTIONS
LESS CASH RECEIVED 25
NET DEPOSIT
: : ,:
0 0

15. Questions??
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