2. Overview of this Year’s Report
Out of Reach answers the question: “How much do you have to earn to afford rent and utilities at fair market rent (FMR)?”
National Housing Wage for two-bedroom apartment at FMR is $22.10 and $17.90 for a one-bedroom at FMR.
Two-bedroom housing wage ranges from $13.84 in Arkansas to $36.13 in Hawaii.
At Federal minimum wage, one has to work 122 hours/week to afford a two-bedroom apartment at FMR and 99 hours/week to afford a one-bedroom apartment at FMR.

8. OOR Website (www.nlihc.org/oor)
Out of Reach Report Page
Out of Reach State Page

9. Review by Zip Code

10. Missouri Data

11. County-by-County Breakdown

12. Zip Code Level Data

13. Frequently Asked Questions
Question Why is the Fair Market Rent lower than the median rent I see in other reports? Why does it seem so hard to find apartments online that rent at or below the Fair Market Rent in my area? Answer Fair Market Rent does not represent the median rent. It typically represents the 40th percentile of rents. Rental listings on popular real estate websites tend to skew toward higher cost apartments, or rental homes. A median rent calculated from these listings tend to be higher than median rent calculated from a representative sample of all rentals in a housing market.

15. Policy Updates Rent reform proposals Work requirements
Urgent need to push back on Representative Ross’s proposed bill
Secretary Carson backing away from doing rent reform in the budget
Work requirements
House version of Farm Bill institutes work requirements for recipients of SNAP benefits
Fostering Stable Housing Opportunities Act
Disaster Housing Assistance Program
S and S need support in the Senate