1. ACA for 2018
Enroll and Get Covered

2. ISSUES IMPACTING ACA IN 2018
Unfriendly President and Congress
Promotional budget for ACA has been reduced by 90 percent
Open enrollment for ACA has been cut back to 45 days ( to ).

3. ACA Elements
Provides guaranteed issue of coverage with no premium rating for pre-existing conditions.
Provides federal income tax credits that can be used as subsidies to reduce health insurance premiums. The amount of subsidies are determined by income and family size. It is important to note that income used to determine the subsidy amount is adjusted gross income.
Provides cost sharing subsidies to reduce deductibles and co-payments. Cost sharing reductions are provided based on income.
Requires all plans to include essential health benefits including: outpatient services, emergency services, hospitalization, maternity and newborn care, mental health and substance use services (including behavioral health treatment) and prescription drugs.

4. ACA Coverage for 2018 Open enrollment is 11-01-17 through 12-15-17.
Tarrant, Dallas, Collin, Denton, and Rockwall counties will be served by Blue Cross, Ambetter and Molina.
Ellis, Navarro, Hunt, Parker, Wise, Hood, Kauffman, Palo Pinto and Erath Counties are covered by Blue Cross only.

5. A CALL TO ACTION
Premium rates are based on the mix of people who sign up for coverage. If the mix is older and sicker premiums rise for all. If younger and healthier people sign up the mix is improved and premiums do not rise as quickly. ENCOURAGE YOUNG PEOPLE TO ENROLL
People with lower incomes can typically get full coverage with no or low (under $100 per month) premiums. Service industry employees (restaurants, hotels, home health, daycare workers) are examples of people who receive very low premium coverage. ENCOURAGE THESE PEOPLE TO ENROLL
Self Employed people (barbers, hair stylists , real estate agents, landscapers truck driver owner/operators, Uber/Lyft drivers are some examples of self employed people who can benefit. ENCOURAGE THESE PEOPLE TO ENROLL

6. HOW TO ENROLL Option 1- Call Benefit Partners of DFW at 214-850-5300.
Option 2- Call healthcare.gov at
Attend an Arlington NAACP branch enrollment event at Greater Community MBC on (6-8 pm) or on (10 am to 2 pm).