1. RISK MANAGEMENT BRAINSTORMING IDEAS
The information in this unit will also be covered under the title of Driving in Adverse conditions

2. Webster’s Dictionary Definition of Risk
1 possibility of loss or injury
2 A dangerous factor or element
3 A person or thing that is a specified
hazard to an insurer

3. STATISTICS Leading cause of death among teenagers
Risk of a crash for a yr, old is 3x’s higher than for yr. Old drivers
Night time hazards (visibility,fatigue,alcohol)
In the first nine hundred miles of driving you are more likely to have an accident or get a ticket

4. 1) Death 2) Injuries 3) Damages
RISKS- What are the risks you will be facing every time you get behind the wheel of an automobile.
1) Death
2) Injuries
3) Damages

5. FACTORS THAT HAVE AN INFLUENCE ON THE RISKS “DRIVER ERRORS”
USE OF DRUGS/ALCOHOL
EMOTIONAL FACTORS
ROAD RAGE
FATIGUE
PHYSICAL IMPAIRMENTS SIGHT

6. 1- WEATHER-
A) rain
B) snow
C) fog
D) wind

7. ROADS-
A) Local
B) Highway
C) Rural
D) Road Contours

8. TRAFFIC
A) Other Road Users
B) Congestion
C) Too fast/ Too slow

9. TIME OF DAY
A) Night
B) Early Morning
C) Dusk
*Seasonal Changes

10. VEHICLE
A) Maintenance
- Daily Checks
Long Term Checks
Seasonal Checks