1. Woodrow and Associates
Minimizing Tax, Finance Structuring, Debt Reduction with Residential Property
Woodrow and Associates, Property Educators, Coaches and Mentors

2. In this presentation we will cover
About us
Retirement Analysis
Shortfall Analysis
Investing Strategies
Woodrow and Associates, Property Educators, Coaches and Mentors

3. Woodrow and Associates, Property Educators, Coaches and Mentors
Woodrow and Associates is a privately owned property educator and service provider.
The principal and his associates and affiliates have years of experience in the residential property sector and its financing and structuring requirements. We specialise in property accumulation to create wealth, and suitable financing and structuring to save interest, tax and repayments.
We coach and mentor people with portfolio plans with analysis and feasibility for such property and their portfolios.
We are not Financial Planners, Accountants, Lawyers, Agents, or Mortgage Brokers, we do refer prospective clients to those suitably licensed when the matter under consideration requires licensed advice for financial products,  or credit assistance.
Woodrow and Associates, Property Educators, Coaches and Mentors

4. What You think you need to know You don’t know what you don’t know
What stops you from being successful in your life?
You Know
What You think you need to know
You don’t know what you don’t know
Woodrow and Associates

5. 63 will be FLAT BROKE … Why Invest …
Statistics Tell Us … Of 100 Australians aged 25 years today, at 65 years …
1 will be RICH …
4 will be INDEPENDENT …
5 will still be WORKING …
27 will be DEAD …
63 will be FLAT BROKE …
It wasn’t that most of these Australians planned to fail, they just FAILED TO PLAN …
Interesting thing is when I first used this in 1974 the only difference was there were more dead and less broke. You could relate it to the 5 levels of retirement.
Woodrow and Associates

6. 5 Levels of Retirement
Self Funded choosing their lifestyle (holidays, trips, new car, etc)
On a pension with some Self Funded income (Superannuation, investments)
On a pension with no Debt
On a pension but still have some debt
On a pension paying rent
The choices you make now will dictate your future
Woodrow and Associates, Property Educators, Coaches and Mentors

7. Woodrow and Associates, Property Educators, Coaches and Mentors
Why do we Need to Invest?
There will be very few super balances that will outlive its members.
Many accumulated funds will not last 10 years of pension drawdown, because current retirees did not access super until midlife, and concessional deductions for super will be unlikely to make the required retirement balances at the current contribution level.
People aspire to maintaining their pre retirement lifestyle for far greater years than their parents. Simply we are living longer
Baby boomers are retiring and there is now only about 3 taxpayers for 1 retiree. Twenty years ago there were approximately 6. Going forward it will probably get worse. This is putting strain on budgets of government. The Government answer is population growth by migration.
The age pension will get harder not easier on its application for retirees
People want to control their own destiny
Woodrow and Associates, Property Educators, Coaches and Mentors

8. Have you Planned for your Retirement?
If your home is not be paid off, without savings you will be assigned to poverty status?
Do you want to live on the government pension?
What about, travel, cars, grandkids, future property maintenance?
Will you have enough for the likes of air-conditioning and hot water?
Woodrow and Associates, Property Educators, Coaches and Mentors

9. Woodrow and Associates, Property Educators, Coaches and Mentors
Shortfall Analysis
Are you using your assets to maximum benefit to solve this problem?
Do you have a plan to solve your asset shortfall
Do you know your living costs in tomorrows inflated dollars at retirement time?
Would you open your mind to some coaching to
address your shortfall?
Woodrow and Associates, Property Educators, Coaches and Mentors

10. Do you know what day of the year You make your first dollar?
1 Jan
31 Dec
Time
Woodrow and Associates, Property Educators, Coaches and Mentors

11. Woodrow and Associates, Property Educators, Coaches and Mentors
Investing Strategies
You need the correct financing!
Did you know most people need earn $1.63 to pay the Bank just $1.00?
Did you know it may be possible to slash a decade or so,
off your repayments?
Woodrow and Associates, Property Educators, Coaches and Mentors