1. Flagstar Bank Home Lending
Presented By:
Your Name
Home Loan Center Location

2. History of Flagstar Bank
Thomas Hammond
acquired a thrift charter
to form First Security
Bank
1987
Aquired Secuirty Savings
in Jackson, MI
1994
Flagstar Bank became
publicly traded on the
NASDAQ® in april
1997
1980
2008
First Security Savings
Bank expanded home
lending operations
nationally
1992
In order to reflect its
Diversified business
And national scope,
First Security Savings
Bank changed its name
To Flagstar Bancorp Inc.
1996
On July 13th, the
company’s securites
listing moved to the
NYSE®, trading under
the symbol FBC
2001

3. Notable Accomplishments & Accolades
Achieved Freddie Mac’s prestigious 2007 Tier One Platinum performance ranking
Named one of the 25 Top Tech Savvy Lenders 5 consecutive years
~ Mortgage Technology Magazine
Finalist in the 2007 Technology Awards for work on eClosings
Ranked in top 15 for mortgage originations
DocVelocity awarded the “2008 Release of the Year”
USDA “Outstanding Lender” Award for closing over 2-Billion dollars in guaranteed loans.

4. Flagstar Bank By the Numbers
Well-capitalized federal savings bank with $14.2 billion in assets
$7.0 billion working line of credit with the Federal Home Loan Bank ($1.0 billion is typically untapped)
$800 million undrawn line of credit with the Federal Reserve
$4.8 billion in retail deposits

5. Mortgage Origination Growth
85.4% increase in first-quarter 2008 residential mortgage originations from a year earlier
~ NMN/Quarterly Data Report
Largest gain of any company in Q1 2008
$25 billion in residential mortgage originations for 2007; an increase of 37.6% from 2006
18th largest residential mortgage originator in the country for 2007
7th largest loan seller to Fannie Mae
7th largest FHA lender in the United States

6. Home Lending Division
Home Lending
Currently operates 122 Home Loan Centers across the United States.
Presence in 28 States including the U.S. Virgin Islands.
Co-branding Marketing Content & Websites.
Dedicated Underwriting, Marketing & Loan Support Teams.
Ability to originate loans in all 50 States.

7. Banking Division
Largest publicly held savings bank headquartered in the Midwest!
American Customer Satisfaction Index (ACSI) results place Flagstar above the 5 largest US banks
Entered the Georgia Market in 2005
Currently Flagstar Bank operates 175 banking centers throughout MI, IN & GA
Maintains an investment grade rating from Moody’s
(as of August 8, 2008)

8. Home Loan Center Location Email: first.lastname@flagstar.com
Questions?
Your Name
Home Loan Center Location
Phone: (xxx) xxx-xxxx