1. Paying for College
College Forum Lesson

2. Types of Aid TWO BASIC CATEGORIES OF FINANCIAL AID:
Grants and scholarships (gift aid that is based on merit or need and does not require repayment)
Self-help (loans and student employment)
FOUR SOURCES OF FINANCIAL AID:
Institutional (colleges and universities)
Private (corporations; community, religious, cultural and fraternal organizations; etc.)
State government
Federal government

3. $ Costs of Going to College $
Tuition & Fees
Books & Supplies
Room & Board
Personal Expenses
Transportation

4. What are the different ways I can pay for college?
Grants
Scholarships
Work Study Programs
Savings
Student Loans

5. Ways to Pay for College (click on video)

6. Southern Utah University $6,530 $3,167 $3,900
INSTITUTION
17-18 TUITION & FEES FOR 1 YEAR (BASED ON 15 CREDIT HOURS PER SEMESTER)
AVG. ON-CAMPUS HOUSING
AVG. ON-CAMPUS MEAL PLAN COST FOR 1 YEAR (19 MEALS/WK)
BYU
$5,300(LDS)
$3,385
$4,060
U OF U
$8,520
$4874
$4292
DIXIE STATE
$4,840
$1790
$2698
SLCC
$3,688 NA
SNOW COLLEGE
$2,998
$1900
$2,400
Southern Utah University
$6,530
$3,167
$3,900
Utah State University
$6,866
$3,000
$3590
USU Eastern (Price)
$3,594
$1,800
$3,398
Westminster
$32,104
$5,208
$2,982

7. Leaving Utah Remember: 1. Graduation Rates 2. Merit Based Scholarships
3. Western Undergraduate Exchange (WUE)

8. Western Undergraduate Exchange
The Western Undergraduate Exchange, a program designed to reduce tuition levels for students at selected colleges and levels for students at selected colleges and universities in the Western United States.
For a full list of schools that participate in W.U.E. please visit

9. $ Reducing the Cost $ • Roommates- The more you have the less you pay!
• Choose a reasonable meal plan
• Max out on credits each term (be careful with this one!)
• Rent textbooks, buy used online
• Purchase airline tickets far in advance
• Take AP classes and tests
• Pay in stages if possible, put on credit card

10. Managing Costs of College
Very few families actually pay for the FULL “Sticker” price
Only a portion of the shared cost has to be paid up front (Deposits, courses)Usually by quarter or semester depending on school
Qualifying for Various types of Aid
Applying for Scholarships
Working Part Time (Less than 20 hours)

11. Managing the Cost of College
Do not just look at the sticker price and think that you can not afford it.
Usually private college tuition is more, but they usually have better financial aid packages than public colleges.
For example, Brown University meets full demonstrated need of every admitted student. Students with a combined family income profile under $100,000 are not required to take out student loans as part of their financial aid awards.
Here is a list of colleges that meet 100% of the student's financial need.
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12. Filling Out the FAFSA • FREE Application for Federal Student Aid
You will fill out the FAFSA during your senior year in high school •
• Asks for family’s financial and demographic information
• You can apply for the FAFSA Now

13. Filling Out the FAFSA (click on video)

14. FAFSA Workshop at AMES!!!
Friday October pm (After College App Day!) In the AMES Computer Lab. Parents Bring the following:
Your Social Security card or Permanent Resident card
Your parents’ Social Security cards (s) or Permanent Resident card(s)
Your Alien Registration Number (if you are not a U.S. citizen)
Your 2015 federal income tax returns, W-2 forms, and other records of money earned
Your parents’ 2015 federal income tax returns, W-2 forms, and other records of money earned
Bank statements and records of investments (if applicable)
Records of untaxed income (if applicable)
Current business/investment information (students and parents)
Your driver’s license

15. Scholarships

16. Scholarship Terms
Award - An award is given in recognition of outstanding achievement. Awards may be in the form of books, plaques, subscriptions or money. A monetary award is usually called a scholarship or bursary.
Scholarship - A non-repayable sum of money awarded to a student to help finance further education. Most scholarships are based on merit in areas ranging from academic achievement to athletics. Usually, scholarships are not based on financial need.
Entrance Award/Scholarship - A scholarship or award given to a student entering his/her first year at a post-secondary institution. Also referred to as an Admission Award.
In-course Award/Continuing Scholarship - Awarded to students already enrolled in post-secondary studies, beyond the first year level.

17. Types of Scholarships 1.Leadership 2. Community Involvement
3. Academic
4. Sports
5. Financial Need
6. Essay
7.Special Groups

18. How Do Students Find and Win Scholarships? (click on video)

19. Scholarship Tips! TOP TEN ADVICE TIPS BY STUDENTS
1. Treat looking for scholarships as if it were your job. Put in the time and you will get paid.
2. Do as many scholarship searches as you can. Finding them is half the battle.
3. Being involved in school, church and community activities are the best ways to make an application stand out.
4. Study hard and get good grades. ACT/SAT scores count. Study at least 80 hours for the test.
5. Treat every scholarship application like a jewel. Make the application perfect.
6. Do some volunteer work.
7. Check all of the local chapters of national organizations. Rotary, Lions, Elks, etc.
8. Pick the right people to write your recommendations.
9. Don’t shy away from scholarships based on difficult essays. If everyone is afraid of them less people apply.
10. Above all, BE HONEST. Don’t lie about finances, grades, work experience, or anything!

20. Finding Scholarships!
Make sure you are looking at the college website you are interested in attending- that is where students find the bulk of their scholarships from. Heres an example:

21. Finding Scholarships Go to the AMES Counseling Website:

22. Scholarships for AMES Students
AMES PTSO Scholarship
Lindy Grace Clark Memorial Scholarship