1. CURRENT SYSTEMS Patients Premium (100% health care dollar) 80% is Filtered Through the Following: Group A – 10%; Group B – 6%; Group C – 20%; Group D – 20%; Group E – 10%; Group F – 14%; (Explained in the next slide) 20% ONLY 20% APPROXIMATELY IS PAID TO Doctors and other Health Workers HEALTHCARE SYSTEMS FILTRATION NEXT

2. CURRENT SYSTEMS HEALTHCARE SYSTEMS FILTRATION Group A – 10% 1.Practice Management 2.Internet Operation 3.Practice Fusion 4.Care Guidelines 5.Specialty Guidelines 6.Diagnostic Imagery Group B – 6% 1.Regulatory Conformity 2.Self-funding Transition 3.Certification Costs 4.Re-insurance 5.Agency Costs 6.Diagnostic Imagery Group F – 14% 1.Brokers Commissions 2.Actuarial Expenses Group D – 20% 1.Business Analytics 2.Policy Administration 3.Web Services 4.Claims Processing Group E – 10% 1.Operations & PR 2.Research & Development 3.Risk Management Group C – 20% 1.Governance & Program 2.Facilitation Procedures 3.Regulatory Compliance 4.Financial Control 5.Legal Procedures 6.Marketing TOTAL FILTRATION COST = 80% NEXT

3. HEALTH-SHARE 2000+ RETAINER SYSTEM Members Trust Contributions (100% of health care dollar) 100% 100% IS DEPOSITED TO THE GROUP TRUST. NO FILTRATION THERE IS NO FILTRATION OF HEALTH CARE DOLLARS MEDICAL SERVICE PROVIDERS (Doctors, Medical Specialists, MEDICAL SERVICE PROVIDERS (Doctors, Medical Specialists, Hospitals, Clinics, Health Care Institutions) RECEIVE 80- 82% FACILITATION SERVICE & RESERVES (Non-medical Services) FACILITATION SERVICE & RESERVES (Non-medical Services) RECEIVE 18- 20% HEALTHCARE SYSTEMS FILTRATION REPEAT