1. Thank You for your Business
Preparing for the road ahead

2. Four Decades of Sensible Solutions
AmeriLife
Four Decades of Sensible Solutions

3. Scope of understanding based on experience
AmeriLife dates back to 1971
History of providing protection for America’s 65+ population
Premier organization providing options for Medicare-eligible Americans:
Supplemental insurance coverage
Medicare Advantage
Long term care
Final expense
Income-generating annuities

4. The Road Ahead
Retirement

5. Retirement goals
Have I planned intelligently and prudently for my health care needs in my later years?
Will I require assistance and care?
Could my health care needs consume
the legacy I intend to leave to my children
and grandchildren?
Will I be able to provide education assistance to my grandchildren?

6. Long term care event
AmeriLife can help you answer these questions and avoid the consequences of a long-term care event.
Our knowledgeable agents can illustrate how you may be able to increase your income and cover the costs of long-term care, rather than having your income decrease when you need it the most.

7. Final Expense Life Insurance
We hope to live happily, without worry and be remembered affectionately long into the future.
Final expense policies offer coverage for funeral services, final expenses and other types of assistance for those we care about.
You have one chance…
To live,
To love, and
To leave a legacy.

8. Annuities
An annuity is a contract between you and an insurance company. In return for your payment, the insurance company agrees to provide either a regular stream of income or a lump sum pay out at some future time, generally once you retire or pass age 59-1/2.
For the right investor, an annuity complements a well-rounded portfolio.
Annuities have an advantage over traditional retirement plans by allowing you to invest unlimited funds, tax deferred.

9. 2014 – Health Savings Accounts
The Road Ahead
2014 – Health Savings Accounts

10. Health Savings Accounts (HSA)
With the implementation of the Affordable Care Act, all Americans will be required to have a form of health care insurance.
HSAs allow those covered by high deductible health plans to receive tax-preferred treatment of money saved for medical expenses.
Generally, anyone covered by a high-deductible health plan may establish an HSA – one that is different from your health plan provider.
Employer contributions to your HSA may be excluded from your gross income.
These contributions remain in your account year to year until you use them.
The interest or other earnings on the assets in the account are tax-free.
The HSA is “portable” so it stays with you if you change employers or leave the work force.

11. Worried?

12. Relax
We can help!