1. EUROBROKERS
AUGUST 2007

2. EUROBROKERS securing your values
EUROBROKERS Insurance Brokers SA, was founded in 1992 and it is a member of the investment organization KOUMBAS SYNERGY GROUP, listed in the Athens Stock Exchange since 1996.
EUROBROKERS is the leader Greek company in the area of Insurance Broking and Consulting services and one of the founding members of the Hellenic Insurance Broker’s Association (HIBA).
It is the first company in it’s sector, listed in the the Athens Stock Exchange Market since 2004.

3. EUROBROKERS securing your values
EUROBROKERS is an independent broker, with established partnerships in the local and the international insurance market and with the ability to specialize in products and niche markets.
It offers stable quality services, having developed a quality management system, certified to ISO 9001:2000 standards.
Since 1998 the company is an exclusive partner for Greece of ASSUREX Global, the world’s largest privately held risk management group.

4. EUROBROKERS securing your values
EUROBROKERS is certified as OMC (Open Market Correspondent), qualification that provides the company with the ability to negotiate on behalf of it’s clients, directly in the London market.
EUROBROKERS employs a staff of over 70 individuals all standing out for their long experience, their professionalism, their high qualifications and team spirit.
Formatting groups of high qualified staff and implication of international practice, result and secure, insurance solutions of high added value to the Greek Companies.

5. EUROBROKERS securing your values
The operational model, is based on the organization of company of the services sector, with three separate strategic business units (SBUs), and it aims to cover the total needs, of both the organizations and their staff.
Big Enterprises’ Business Unit
Small & Medium Enterprises’ Business Unit
Insurance Services to individuals (affinity groups) and to employees (employee benefits) Business Unit

6. EUROBROKERS securing your values
Company structures are completed with modern IT systems and the implementation of international marketing tactics, so that the fast and effective response to the client’s needs is accomplished. Those structures are supported by a flexible and experienced company administration.

7. (MEDIUM/ SMALL ACCOUNTS)
Organizational Chart
BOARD OF
DIRECTORS
INTERNAL AUDIT
QUALITY ASSURANCE
STRATEGIC PLANNING
COMMITTEE
FINANCIAL
DEPARTMENT
PRESIDENT
MANAGEMENT COMMITTEE
LAW
DEPARTMENT
COMMUNICATIONS
& INVESTOR
RELATIONS
EXECUTIVE
DIRECTOR
VICE PRESIDENT &
MANAGING
DIRECTOR
BUSINESS
DEVELOPMENT
COMMITTEE
INTERNATIONAL
ACTIVITIES
HUMAN
RESOURCES
BACK OFFICE &
IT SUPPORT
SBU I
KEY CORPORATE
INSURANCE SERVICES
SBU II
CORPORATE INSURANCE
SERVICES
(MEDIUM/ SMALL ACCOUNTS)
SBU III
EMPLOYEE BENEFITS
&
AFFINITY GROUPS &
VIP SERVICES

8. Board of Directors G. Koumbas : Chairman
W. Abdo : Vice President & Managing Director
E. Koutsovassili : Executive Director
T. Kirlis : Member
K. Karakostas : Member

9. Claims Management Services
Eurobrokers acting as Claims Consultant has successfully settled a number of important reimbursements for some of the largest Greek enterprises:

10. Strategic Objectives
Basic Activity of the company is the provision of integrated insurance services to public and private enterprises operating in the industrial, commercial and service sectors in Greece and abroad.
Key Strategic objective of EUROBROKERS is to maintain its leading position in the Greek market and to expand its activities in new markets, especially in the Balkan and Central - Eastern European countries. 

11. Strategic Objectives (continued)
EUROBROKERS unique competitive advantage is based in the integrated supply of services consisting in the identification of its customers' insurance needs through  risk evaluation and risk management techniques, the advisory support concerning the selection of the most appropriate insurance programs and the fast and accurate customer care services in case of claims recovery.
The added value for the services provided is produced by the company's customer-oriented organization and its management information system, providing business solutions through the most competitive and reliable insurance programs.

12. Strategic Objectives (continued)
The expansion of EUROBROKERS activities, is focused in sectors that may complement its basic activities i.e. affinity groups and employee benefits.
To achieve its strategic objectives the company focuses in:  
the expansion of its activities in the Balkan and Central - Eastern European countries.
the acquisition of participation and/ or buying out of smaller insurance agents/ advisors operations to be used as contact points with Small and Medium size businesses.

13. Strategic Objectives (continued)
the strengthening of its competitive position, through the acquisition of expert knowledge in special markets and following up the trends in the insurance markets in Greece and worldwide (Europe, USA) in order to predict market developments and choose competitive strategies. Within this frame, the company over the years, has invested in the knowledge and of the international market, developing relations of collaboration with the biggest international insurance entities.

14. Strategic Objectives (continued)
forming strategic alliances with worldwide and the most powerful Greek Insurance companies.
investing continuously in state-of-the-art technologies.
continuous training and development of its human resources.

15. Significant Milestones
1977: Establishment of «KOUMBAS & Partners REPRESENTATIVES of INSURANCE COMPANIES S.A.», cooperating with all insurance companies in the Greek market.
1988: The company becomes one of the founding members of the Hellenic Insurance Broker's Association (HIBA).
1992: Establishment of «EUROBROKERS INSURANCE BROKERS S.A.», operating as an independent insurance broker in the Greek and international markets.

16. Significant Milestones (continued)
2000: Transformation of «KOUMBAS INSURANCE ADVISORY SERVICES S.A.» to a holding company, «KOUMBAS SYNERGY GROUP» and transfer of all Insurance activities to «EUROBROKERS INSURANCE BROKERS S.A.»
2001: Award of Quality certification, according to ΙSO 9001:2000 standard by the International Certification Agency European Quality Assurance (EQA).
2002: «EUROBROKERS INSURANCE BROKERS S.A.» is established as Insurance Consultant for large public and private enterprises in the Greek market.
2004: «EUROBROKERS INSURANCE BROKERS S.A.» is listed in the Athens Stock Exchange Market.

17. Contacts EUROBROKERS Α. Top Management Β. Management
100 Kifisias Ave. & 83 Marathonodromou Str., 33 Tsimiski Str,
Marousi, Athens  Thessaloniki,
Tel.: Tel.:
Fax: Fax:
Url:
Α. Top Management
Koumbas George,
Abdo Walid,
Koutsovasili Effie,
Β. Management
BUSINESS UNIT KEY CORPORATE INSURANCE SERVICES
Constantinopoulos Costis,
Koutsoubisς Tasos,
BUSINESS UNIT CORPORATE INSURANCE SERVICES MEDIUM/ SMALL ACCOUNTS
Konstantelos Tasos,
Proukaki Markella
BUSINESS UNIT EMPLOYEE BENEFITS & AFFINITY GROUPS & VIP SERVICES
Kartsona Popi,
Konstantopoulos Nikos,
BUSINESS DEVELOPMENT MANAGERS
Papaspyropoulos Spiros, (Northern Greece)
Kokkinakis Nikos, (Credit Insurance)
THESSALONIKI BRANCH
Trantos John
Hatziprodromou Mireil

18. Contacts C. Account Managers
BUSINESS UNIT KEY CORPORATE INSURANCE SERVICES
Chroni Ioanna,
Stathaki Ariathni,
Xagorari Anna-Maria,
BUSINESS UNIT CORPORATE INSURANCE SERVICES MEDIUM/ SMALL ACCOUNTS
Grammatika Georgia,
Mariolopoulos Ioannis,
Tomboulian Ani,
Fourlas George,
Kamaterou Philio,
BUSINESS UNIT EMPLOYEE BENEFITS & AFFINITY GROUPS & VIP SERVICES
Damdimopoulos Tasos,
Coulouri Giota,
Koraki Dominic ,
Pateraki Peni,
Stavropoulou Marina,
Triantafyloy Eirini,

19. Contacts D. Product Specialists _
BUSINESS UNIT KEY CORPORATE INSURANCE SERVICES
Bethimouti Danai,
Dimitriou Helen,
Kontovounissios Nick,
Lazaridou Helen,
Petrakaki Athina ,
BUSINESS UNIT CORPORATE INSURANCE SERVICES MEDIUM/ SMALL ACCOUNTS
Fotopulou Chysa,
Giali Faidra,
Kounaki Maria,